Mobile and online banking
Integrate your tools and accounting software in one dashboard to view account summaries, track your cash flow, transfer money, and initiate ACH and wire payments.
U.S. Bank Silver Business Checking is a straightforward account option for small and newer business owners who don’t have a high transaction volume each month.
Explore ways to save with the following features:
Have this information handy before you apply:
Answer a few questions to find the right fit for your business.
Our business EZ Switch Kit includes five steps to complete your transfer to a U.S. Bank account.
Key differences |
Silver Business Checking |
Gold Business Checking |
Platinum Business Checking |
---|---|---|---|
Monthly maintenance fee |
$0 |
$20 or $0 monthly maintenance fee when you meet requirements7 |
$30 or $0 monthly maintenance fee when you meet requirements7 |
Free transactions per statement cycle5 |
125 free transactions per statement cycle |
350 free transactions per statement cycle |
550 free transactions per statement cycle |
Cost per excess transactions |
$0.501 |
$0.458 |
$0.4010 |
Cash deposits6 |
$2,500 of free cash deposits or 25 free cash transactions, whichever comes first, per statement cycle2 |
$12,500 of free cash deposits or 125 free cash transactions, whichever comes first, per statement cycle 9 |
$25,000 free cash deposits or 250 free cash transactions, whichever comes first, per statement cycle11 |
50% discount on first check order4 |
up to $50 |
up to $100 |
up to $100 |
Free paper statement |
Free |
Free |
Free |
Electronic statement |
$6.00 |
Free |
Free |
Paper statement with front and back check images |
$9.00 |
$6.00 |
Free |
Apply now/learn more |
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Key differences
Monthly maintenance fee
$0
$20 or $0 monthly maintenance fee when you meet requirements7
$30 or $0 monthly maintenance fee when you meet requirements7
Key differences
Free transactions per statement cycle5
125 free transactions per statement cycle
350 free transactions per statement cycle
550 free transactions per statement cycle
Key differences
Cost per excess transactions
$0.501
$0.458
$0.4010
Key differences
Cash deposits6
$2,500 of free cash deposits or 25 free cash transactions, whichever comes first, per statement cycle2
$12,500 of free cash deposits or 125 free cash transactions, whichever comes first, per statement cycle 9
$25,000 free cash deposits or 250 free cash transactions, whichever comes first, per statement cycle11
Key differences
50% discount on first check order4
up to $50
up to $100
up to $100
Key differences
Free paper statement
Free
Free
Free
Key differences
Electronic statement
$6.00
Free
Free
Key differences
Paper statement with front and back check images
$9.00
$6.00
Free
Key differences
Apply now/learn more
Having a business checking account offers several benefits. Managing your business finances effectively means keeping your personal and business finances separate. You can also track your business expenses, making it easier to monitor your financial health.
Also, a business checking account with a positive transaction history can contribute to building a strong credit profile for your business and help you when it comes time to apply for a business loan or line of credit.
Plus, for tax preparation purposes, a separate business checking account will simplify record keeping.
A monthly maintenance fee is a charge that an account holder may incur by having a checking account with a financial institution. At U.S. Bank, we strive to help our account holders waive these fees.
Monthly maintenance fees do not apply to Silver Business Checking accounts.