• Location
  • Locations
  • Branch
  • Branches
  • ATM locations
  • ATM locator

What all applicants and business types need

    Each applicant must provide:

  • Social Security number (SSN) or Individual Taxpayer Identification Number (ITIN)
  • Legal name
  • Email address
  • Home address
  • Mobile number
     

    Business requirements:

  • Business Taxpayer Identification Number (TIN)
  • Legal business name and physical address
  • A minimum opening deposit of $100
  • Debit and credit card sales estimates. (Required for Business Essentials applications.)

Requirements by business type

Government-issued identification card may be required, such as:

  • Driver’s license
  • State-issued identification card
  • U.S. passport

Business Taxpayer Identification Number such as:

  • SSN
  • ITIN
  • Employer Identification Number (EIN)

Legal name of business if using a doing business as (DBA) name, (DBA names differ from owners’ / owner’s or legal business names and are often filed with a government authority)

Government-issued identification card may be required, such as:

  • Driver’s license
  • State-issued identification card
  • U.S. passport

Business Taxpayer Identification Number such as:

  • SSN
  • ITIN
  • Employer Identification Number (EIN)

Business formation documents, which may include:

  • Valid government-issued business license
  • Letter from the Secretary of State
  • Operating agreement
  • Articles of incorporation
  • Proof of legal name is using doing business as (DBA) name. (DBA names differ from owners’ or legal business names and often filed with a government authority.)

Information about additional business owners:

  • For anyone who owns 25% or more of the business, we need their legal name, SSN/ITIN, birthdate, address, citizenship information and percentage of ownership.
  • Business owners who will also be account owners will receive a portion of the application that they need to complete.

Additional documents may be requested to help identify your business or your business’ physical location.

Government-issued Identification card may be required, such as:

  • Driver’s license
  • State-issued identification card
  • U.S. passport

Employer Identification Number

  • Valid government-issued business license
  • Letter from the Secretary of State
  • Operating agreement
  • Articles of incorporation
  • Proof of legal name is using doing business as (DBA) name. (DBA names differ from owners’ or legal business names and often filed with a government authority.)

Information about additional business owners:

  • For anyone who owns 25% or more of the business, we need their legal name, SSN/ITIN, birthdate, address, citizenship information and percentage of ownership.
  • Business owners who will also be account owners will receive a portion of the application they need to complete.

Additional documents may be requested to help identify your business or your business’ physical location.

Government-issued Identification card may be required, such as:

  • Driver’s license
  • State-issued identification card
  • U.S. passport

Employer Identification Number

  • Valid government-issued business license
  • Letter from the Secretary of State
  • Operating agreement
  • Articles of incorporation
  • Proof of legal name is using doing business as (DBA) name. (DBA names differ from owners’ or legal business names and often filed with a government authority.)

Information about additional business owners:

  • For anyone who owns 25% or more of the business, we need their legal name, SSN/ITIN, birthdate, address, citizenship information and percentage of ownership.
  • Business owners who will also be account owners will receive a portion of the application they need to complete.

Additional documents may be requested to help identify your business or your business’ physical location.

Government-issued Identification card may be required, such as:

  • Driver’s license
  • State-issued identification card
  • U.S. passport

Employer Identification Number

  • Valid government-issued business license
  • Letter from the Secretary of State
  • Operating agreement
  • Articles of incorporation
  • Proof of legal name is using doing business as (DBA) name. (DBA names differ from owners’ or legal business names and often filed with a government authority.)

Information about additional business owners:

  • For anyone who owns 25% or more of the business, we need their legal name, SSN/ITIN, birthdate, address, citizenship information and percentage of ownership.
  • Business owners who will also be account owners will receive a portion of the application they need to complete.

Additional documents may be requested to help identify your business or your business’ physical location.

Government-issued identification card may be required, such as

  • Driver’s license,
  • State issued identification card
  • U.S. passport

Business formation documents may include:

  • Valid government-issued business license
  • Letter from the Secretary of State
  • Certified articles of organization

For additional association members:

  • Members who will also be account owners will receive an application to complete their details.

Additional documents may be requested to help identify your business or your business’ physical location.

Let us help you find the right business checking account.

Checking account lineup

Our checking lineup covers the needs of nearly any size or type of business. Find your fit.

View all accounts

Get a checking account recommendation.

Answer a few questions to help determine which account meets your business needs.

Get a recommendation

Compare business checking accounts.

Here's a quick glance at our business checking accounts to help you decide.

Compare

Need help?

833-603-7740
Monday through Friday:
8 a.m. to 6 p.m. CT.

 

Start of disclosure content

Disclosures

Deposit products are offered by U.S. Bank National Association. Member FDIC.

See the U.S. Bank Your Deposit Account Agreement booklet for additional disclosures applicable to deposit accounts. Other conditions and restrictions may apply. Terms may change without notice. For the most current information about packages and benefits available, contact your banker.

By providing U.S. Bank with a telephone number for a cellular phone or other wireless device, including a number that you later convert to a cellular number, you are expressly consenting to receiving communications — including but not limited to prerecorded or artificial voice message calls, text messages, and calls made by an automatic telephone dialing system — from U.S. Bank and our affiliates and agents at that number. This express consent applies to each such telephone number that you provide to us now or in the future and permits such calls for non-marketing purposes. Calls and messages may incur access fees from your cellular provider.

We use email to communicate information about your request, accounts and offers for U.S. Bank products and services. You may change your marketing preferences at any time in the Privacy section of usbank.com. Unless requested by you, confidential, personal or financial information will never be sent or requested in an email from U.S. Bank.