Mobile and online banking
Integrate your tools and accounting software in one dashboard to view account summaries with electronic statements, track your cash flow, transfer money, and initiate ACH and wire payments.
A comprehensive business banking account with more free transactions, more free deposits and lower transaction fees than our other business checking accounts.
Have this information handy before you apply:
Answer a few questions to find the right fit for your business.
Our business EZ Switch Kit includes five steps to complete your transfer to a U.S. Bank business checking account.
Compare each of our business checking accounts to Platinum Business Checking by selecting from the “Account” menu.
Features |
Platinum Business Checking |
Premium Business Checking |
---|---|---|
Monthly maintenance fee |
$30 or $0 monthly maintenance fee when you meet requirements8 |
$33 can be offset by an earnings credit based on account balance10 |
Free transactions per statement cycle |
550 combined transactions9 |
Not applicable, analyzed account11 |
Cost per excess transaction |
$0.401 |
Not applicable, analyzed account11 |
Free cash deposit units per statement cycle3 |
2502 |
Not applicable, analyzed account11 |
50% off first check order7 |
up to $100 |
Not available |
Paper statement |
Free with or without check images |
$6.50 without check images
$16 plus $0.045 per item over 100 items with check images |
Apply now or learn more |
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Having a business checking account offers several benefits. Managing your business finances effectively means keeping your personal and business finances separate. You can also track your business expenses, making it easier to monitor your financial health.
Maintaining a business checking account with a positive transaction history can contribute to building a strong credit profile for your business and help you when it comes time to apply for a business loan or line of credit.
Plus, for tax preparation purposes, a separate business checking account will simplify record keeping.