Mobile and online banking
Integrate your tools and accounting software in one dashboard to view account summaries with electronic statements, track your cash flow, transfer money, and initiate ACH and wire payments.
The Gold Business Checking account features lower transaction fees and comes in both traditional and interest-bearing versions (today’s rates1) so you can earn extra from your balance.
Have this information handy before you apply:
Answer a few questions to find the right fit for your business.
Our business EZ Switch Kit includes five steps to complete your transfer to a U.S. Bank business checking account.
Compare each of our business checking accounts to Gold Business Checking by selecting from the “Account” menu.
Features |
Gold Business Checking |
Platinum Business Checking |
---|---|---|
Monthly maintenance fee |
$20 or $0 monthly maintenance fee when you meet requirements9 |
$30 or $0 monthly maintenance fee when you meet requirements9 |
Free transactions per statement cycle |
350 combined transactions10 |
550 combined transactions10 |
Cost per excess transaction |
$0.452 |
$0.4011 |
Free cash deposit units per statement cycle4 |
1253 |
25012 |
50% off first check order8 |
up to $100 |
up to $100 |
Paper statement |
Free without check images
$6 with check images |
Free with or without check images |
Apply now or learn more |
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Having a business checking account offers several benefits. Managing your business finances effectively means keeping your personal and business finances separate. You can also track your business expenses, making it easier to monitor your financial health.
Maintaining a business checking account with a positive transaction history can contribute to building a strong credit profile for your business and help you when it comes time to apply for a business loan or line of credit.
Plus, for tax preparation purposes, a separate business checking account will simplify record keeping.