A well-designed retirement plan can help you enjoy the post-career lifestyle you desire. Explore financial strategies for how to save and prepare for retirement, leverage retirement savings options when needed, employ tax-diversified investment strategies and create retirement income.

Backdoor Roth IRA strategy for high earners

Roth IRAs are typically off-limits to individuals with higher incomes, but a backdoor Roth IRA strategy can put this retirement account within reach.

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IRA and 401(k) withdrawal rules

Qualified retirement plans like IRAs and 401(k)s benefit from tax breaks, but you must follow the withdrawal rules to make sure you aren’t penalized instead.

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How to know when to retire: 6 signs you’re ready

Knowing when to retire is a highly personal decision that involves your financial plan, emotional factors and other considerations. But there are ways to confidently answer the question, “Should I retire?”

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Taking advantage of catch-up contributions

If you’re 50 or older, catch-up contributions can help you allocate more money to your 401(k) or IRA annually.

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Retiring abroad: Financial factors to consider

Retiring abroad can bring plenty of benefits, but you also need to consider differences in healthcare, homeownership and taxation before you make the move.

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Taxes in retirement: How income sources are taxed

Don’t overlook the impact of taxes as you plan your retirement income strategy.

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Explore more financial strategies for retirement.

Discover other financial and retirement planning strategies that can help you prepare for the future with confidence.

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Insurance products are available through various affiliated non-bank insurance agencies, which are U.S. Bancorp subsidiaries. Products may not be available in all states. CA Insurance License #0E24641.

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