Pay right from your checking account with a business debit card.

Simply present your debit card and enter your Personal Identification Number (PIN) or sign your name for your purchase. You can also use it to get cash or make other transactions at ATMs.

Use anywhere Visa is accepted.

Your business debit card works wherever you make your business purchases – gas stations, office supply stores, restaurants, online and more

Keep your money protected.

With zero fraud liability3, you’re not responsible for any unauthorized purchases.

Instantly lock and unlock your card.

If you misplace your card, you can lock it to prevent use and then unlock it once you find it using the U.S. Bank Mobile App1.

Track purchases with convenience.

Log in to online banking or the U.S. Bank Mobile App1 to set account alerts2, track your balance and more.

Make contactless payments.

Make payments with a simple, single tap wherever you see the contactless symbol.

Connect with your mobile wallet.

Add your card to your mobile device1 for secure payments in stores, in apps and on the web.

Earn rewards with your business debit card.

Enjoy Visa® SavingsEdge®, a complimentary program, where you can save on business purchases. Enroll your Visa Business debit card to save money on qualifying purchases at participating merchants. Your savings appear as automatic credits on your future account statements.

How do I get a U.S. Bank Business Visa Debit Card?

If you don’t have a U.S. Bank business checking account, compare our account options to find the right product for your business.

View business checking How to choose a business checking account

Request a debit card through online banking. Select Customer Service, then Self Service. You can also call 800-USBANKS (872-2657)
or visit any U.S. Bank.

Log in to online banking Enroll in digital banking

Your new U.S. Bank Business Visa Debit Card and PIN will arrive separately in the mail for your security. Activate your new business debit card through online banking, the U.S. Bank Mobile App1, at any U.S. Bank ATM or by calling us toll free at 800-USBANKS (872-2657).

Already have a U.S. Bank business debit card? If you have questions, we have answers

Simply present your debit card to the retailer and enter your PIN or sign your name for your purchase.

Whether you choose to use your PIN or signature, the funds for the transaction are taken immediately from your business checking account. To make a PIN purchase, choose ‘Debit’ when it appears on the card terminal and enter your PIN when prompted. To make a signature purchase, choose ‘Credit’ and sign when prompted.

With your debit card, you can easily track every business transaction and quickly see your balances through online banking or the U.S. Bank Mobile App1. You can also set email and text alerts2 for important transactions and low balances. You can also skip trips to the ATM to take out cash and avoid paying ATM fees for out-of-network withdrawals when a U.S. Bank ATM isn’t nearby.

If you lose your card, just call 800-673-3555 or visit any U.S. Bank branch to request a new one. You can also lock your card instantly through online banking or the U.S. Bank Mobile App1. Remember, your U.S. Bank Business Visa Debit Card has built-in fraud protection, so your money is safe if your card is ever lost or stolen.

Yes, all debit cards have a daily purchase and ATM withdrawal limit.

You can change your business debit card PIN several ways:

Note: you will need your current PIN to complete your request.

If you forget your PIN, visit any U.S. Bank branch to reset your PIN, or call us at 877-496-5736 to have your PIN mailed to you.

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Disclosures

  1. Mobile device access fees – The U.S. Bank Mobile app is free to download. Your mobile carrier may charge access fees depending upon your individual plan. Web access is needed to use the Mobile app. Check with your carrier for specific fees and charges. Some mobile features may require additional online setup. Any fees for optional transactions will be identified during registration for these services and during their use.

  2. Text messaging fees – For text alerts, standard messaging charges apply through your mobile carrier and message frequency depends on account settings. Check with your carrier for specific fees and charges. Please be advised that the alerts may not be sent immediately.

  3. U.S. Bank provides zero fraud liability for unauthorized transactions. Zero fraud liability does not apply to certain commercial card transactions made with a business debit card. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply. See the Electronic Fund Transfers section in the Your Deposit Account Agreement for details.

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Deposit products are offered by U.S. Bank National Association. Member FDIC.

The U.S. Bank Visa® Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.