Embedded Payment Solutions
Seamless connections that move your business forward
Embedded payment solutions let you create secure, invisible connections between financial providers and your business, and between you and your customers and suppliers.
Simplify payments for your customers and internal teams.
Build more value into your platform and internal systems by embedding best-in-class payment solutions that help increase simplicity, security and speed for better overall experiences.
In your platform
Receive payments and disburse funds right from within your platform using embedded payment capabilities.
In your ERP
Simplify AP/AR with automated reconciliation and reporting by embedding straight-through payment processing into back-office systems.
For your customers
Enable secure and seamless money movement for your customers with the U.S. Bank FBO solution.
Boost customer, client and supplier satisfaction.
Simple, holistic experience
Keep the focus on the value your business delivers by enabling a fast, integrated payment experience with virtual cards, instant payments, ACH, wires, payment processing and more.
Tailored solutions that grow with you
Customize embedded solutions to your precise needs today and optimize with help from our experts as your business evolves.
Maximize productivity with payments where you work.
Increase efficiency for your finance and operations teams with embedded solutions to send and receive payments, receive instant updates and automate reconciliation, all within your existing ERP or treasury system.
All your treasury, all in one place
Centralize treasury management functions into a single system with embedded payment connections that include automated intelligent routing.
Easier, data-rich reporting
Capture valuable payments data to reduce the time and complexity of reporting, ensure accuracy and improve forecasting.
Easily embed payments efficiency with APIs.
Rely on our experts to help you identify and tailor the right embedded solutions for your needs. And if you have unique challenges, we’ll work with you to create a purpose-built solution.
Robust APIs, flexible architecture.
Leverage a full suite of banking APIs to help speed digital transformations and run a more efficient business.
Plug-and-play payment types
Use payment APIs to add payment methods and set custom business rules for intelligent routing to route payments via the best rail for your needs.
Innovation without the wait
Take advantage of innovative payment technologies that are ready now and can be integrated quickly.
More APIs, more connections
- Account validation
- Customer digital payments
- Real-time payments
- ACH origination
- Card as a service
- AR and AP automation
- Payment acceptance
Intuitive developer portal
- Easily test-drive and customize different bank APIs and deploy your business ecosystem.
- Increase productivity by eliminating paper handling.
- Optimize for your teams and customers with solutions fully integrated with existing systems, processes and financial partners.
Connected Partnership Network makes embedded experiences possible.
Meet more needs, faster, via the U.S. Bank Connected Partnership Network, our ever-expanding directory of best-in-class fintech partners.
Integrate faster.
Access technology partner solutions that already integrate with U.S. Bank systems to fast-track embedded payments and reporting.
Build with more strength.
Meet precise business needs by combining the strength and stability of a leading bank with solutions developed by leading fintech innovators.
Maximize capabilities.
Leverage a full toolkit of embedded solutions to satisfy a diverse range of use cases and business models.
Manage payments for your customers with an FBO solution.
Expand your platform capabilities to fulfill your customers’ need to move money. The FBO solution provides a bank-owned FBO account with virtual accounts, so you can keep track of your individual customers’ funds movement and balances easily.
Simplify accounting.
Segregate customer account activity with robust reconciliation through virtual accounts.
Customize payment types.
Connect a broad range of payment rails and route payments to your preferred digital channels.
Scale up faster.
Quickly onboard new customers with API-enabled customer verification and virtual account setup.
Talk to an embedded payments expert.
Reach out to our team anytime to discuss how you can take advantage of the latest payment technologies.