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Get a business checking recommendation

Get a business checking account recommendation

Which business checking account is best for your business?

Answer a few questions, and we’ll recommend the package that best fits your needs based on your responses. If you run a nonprofit organization, you can skip these questions and learn more about our nonprofit checking account.

How many total transactions will you make each month?

Transactions are all deposits and withdrawals made from your account. This includes deposits and other credits, checks paid, and other debits, ACH, electronic transfers, signature and PIN-based purchases made with a U.S. Bank Business Visa® Debit Card.

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Less than 125

Between 125 and 350

Between 350 and 550

More than 550

Get a business checking account recommendation

I will make less than 125 transactions

How many of your total transactions will be teller transactions and/or paper checks?

Multiple tasks can be completed during a branch visit and be considered a single teller transaction. For example, multiple checks deposited together using a single deposit slip would count as one transaction. Teller withdrawals are also considered transactions. Each paper check written on the account is considered a paper transaction.

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Less than 25

Between 25 and 60

More than 60

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I will make between 125 and 300 transactions

How many of your total transactions will be teller transactions and/or paper checks?

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Less than 25

Between 25 and 60

More than 60

Get a business checking account recommendation

I will make between 350 and 550 transactions

How many of your total transactions will be teller transactions and/or paper checks?

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Less than 25

Between 25 and 60

More than 60

Get a business checking account recommendation

I will make over 550 transactions

How many of your total transactions will be teller transactions and/or paper checks?

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Less than 25

Between 25 and 60

More than 60

Get a business checking account recommendation

I will make under 25 transactions with a teller and/or paper checks.

How much in cash deposits will you make each month?

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Less than $2,500

Between $2,500 and $12,500

More than $12,500

Get a business checking account recommendation

I will make between 25 and 60 transactions with a teller and/or paper checks.

How much in cash deposits will you make each month?

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Less than $2,500

Between $2,500 and $12,500

More than $12,500

Get a business checking account recommendation

I will make over 60 transactions with a teller and/or paper checks.

How much in cash deposits will you make each month?

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Less than $2,500

Between $2,500 and $12,500

More than $12,500

Get a business checking account recommendation

I will make under 25 transactions with a teller and/or paper checks.

How much in cash deposits will you make each month?

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Less than $2,500

Between $2,500 and $12,500

More than $12,500

Get a business checking account recommendation

I will make between 25 and 60 transactions with a teller and/or paper checks.

How much in cash deposits will you make each month?

Choose one

Choose an option below to continue.

Less than $2,500

Between $2,500 and $12,500

More than $12,500

Get a business checking account recommendation

I will make over 60 transactions with a teller and/or paper checks.

How much in cash deposits will you make each month?

Choose one

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Less than $2,500

Between $2,500 and $12,500

More than $12,500

Get a business checking account recommendation

I will make under 25 transactions with a teller and/or paper checks.

How much in cash deposits will you make each month?

Choose one

Choose an option below to continue.

Less than $2,500

Between $2,500 and $12,500

More than $12,500

Get a business checking account recommendation

I will make between 25 and 60 transactions with a teller and/or paper checks.

How much in cash deposits will you make each month?

Choose one

Choose an option below to continue.

Less than $2,500

Between $2,500 and $12,500

More than $12,500

Get a business checking account recommendation

I will make over 60 transactions with a teller and/or paper checks.

How much in cash deposits will you make each month?

Choose one

Choose an option below to continue.

Less than $2,500

Between $2,500 and $12,500

More than $12,500

Get a business checking account recommendation

I will make under 25 transactions with a teller and/or paper checks.

How much in cash deposits will you make each month?

Choose one

Choose an option below to continue.

Less than $2,500

Between $2,500 and $12,500

More than $12,500

Get a business checking account recommendation

I will make between 25 and 60 transactions with a teller and/or paper checks.

How much in cash deposits will you make each month?

Choose one

Choose an option below to continue.

Less than $2,500

Between $2,500 and $12,500

More than $12,500

Get a business checking account recommendation

I will make over 60 transactions with a teller and/or paper checks.

How much in cash deposits will you make each month?

Choose one

Choose an option below to continue.

Less than $2,500

Between $2,500 and $12,500

More than $12,500

Get a business checking account recommendation

I will deposit less than $2,500 each month.

What do you think your average monthly balance will be?

Choose one

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Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit between $2,500 and $12,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit over $12,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit less than $2,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit between $2,500 and $12,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit over $12,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit less than $2,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit between $2,500 and $12,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit over $12,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit less than $2,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit between $2,500 and $12,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit over $12,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit less than $2,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit between $2,500 and $12,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit over $12,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit less than $2,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit between $2,500 and $12,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit over $12,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit less than $2,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit between $2,500 and $12,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit over $12,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit less than $2,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit between $2,500 and $12,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit over $12,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit less than $2,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit between $2,500 and $12,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit over $12,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit less than $2,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit between $2,500 and $12,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit over $12,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit less than $2,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit between $2,500 and $12,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit over $12,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit less than $2,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit between $2,500 and $12,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will deposit over $12,500 each month.

What do you think your average monthly balance will be?

Choose one

Choose an option below to continue.

Less than $10,000

Between $10,000 and $25,000

More than $25,000

Get a business checking account recommendation

I will make less than 125 transactions.

What is the amount of cash deposits you will make each month?

Choose one

Choose an option below to continue.

Less than $2,500

Between $2,500 and $12,500

More than $12,500

Get a business checking account recommendation

Our recommendation

Based on your responses, we recommend the package below to best fit your needs.

U.S. Bank Business Essentials®

Business checking and card payment processing in one simplified solution

$0 monthly maintenance fee
Unlimited digital transactions²
25 free teller and paper transactions per statement cycle³
Free card reader⁴ with $0 software fee
Free same-day access to funds⁵

Apply now Learn more

Still not sure?

See all checking accounts

Get a business checking account recommendation

Our recommendation

Based on your responses, we recommend the package below to best fit your needs. We’ve also included a second option for you to consider.

U.S. Bank Business Essentials®

Business checking and card payment processing in one simplified solution

$0 monthly maintenance fee
Unlimited digital transactions²
25 free teller and paper transactions per statement cycle³
Free card reader⁴ with $0 software fee
Free same-day access to funds⁵

Apply now Learn more

U.S. Bank Gold Business Checking Package

Flexibility and value for businesses with moderate transaction activity

350 free transactions per statement cycle¹
$0.45 fee for each additional transaction⁶

$20 or $0 monthly maintenance fee⁷

Waive the $20 monthly maintenance fee with any one of the following:

U.S. Bank Payment Solutions Merchant Account
$10,000 average collected checking balance or $25,000 for interest-bearing option⁸
$20,000 combined average collected deposit balances⁹ or $50,000 for interest-bearing option⁸
$50,000 combined average collected business deposits⁹ and outstanding business credit balances¹⁰ or $75,000 for interest-bearing option⁸

Apply now Learn more

Still not sure?

See all checking accounts

Get a business checking account recommendation

Our recommendation

Based on your responses, the package below best fits your needs.

Silver Business Checking Package

Best for new or small businesses with basic banking needs.

125 free transactions per statement cycle¹
$0.50 fee for each additional transaction²

$0 monthly maintenance fee

Apply now Learn more

Still not sure?

See all checking accounts

Get a business checking account recommendation

Our recommendation

Based on your responses, we recommend the package below to best fit your needs.

U.S. Bank Gold Business Checking Package

Flexibility and value for businesses with moderate transaction activity

350 free transactions per statement cycle¹
$0.45 fee for each additional transaction⁶

$20 or $0 monthly maintenance fee⁷

Waive the $20 monthly maintenance fee with any one of the following:

U.S. Bank Payment Solutions Merchant Account
$10,000 average collected checking balance or $25,000 for interest-bearing option⁸
$20,000 combined average collected deposit balances⁹ or $50,000 for interest-bearing option⁸
$50,000 combined average collected business deposits⁹ and outstanding business credit balances¹⁰ or $75,000 for interest-bearing option⁸

Apply now Learn more

Still not sure?

See all checking accounts

Get a business checking account recommendation

Our recommendation

Based on your responses, we recommend the package below to best fit your needs.

U.S. Bank Platinum Business Checking Package

Extra benefits for businesses with high balances and transaction activity

550 free transactions per statement cycle¹
$0.40 fee for each additional transaction¹¹

$30 or $0 monthly maintenance fee⁷

Waive the $30 monthly maintenance fee with any one of the following:

U.S. Bank Payment Solutions merchant account
$25,000 average collected checking balance
$75,000 combined average collected business deposits⁹ and outstanding business credit balances¹⁰

Apply now Learn more

Still not sure?

See all checking accounts

Get a business checking account recommendation

Our recommendation

Based on your responses, we recommend the package below to best fit your needs. We’ve also included a second option for you to consider.

U.S. Bank Platinum Business Checking Package

Extra benefits for businesses with high balances and transaction activity

550 free transactions per statement cycle¹
$0.40 fee for each additional transaction¹¹

$30 or $0 monthly maintenance fee⁷

Waive the $30 monthly maintenance fee with any one of the following:

U.S. Bank Payment Solutions merchant account
$25,000 average collected checking balance
$75,000 combined average collected business deposits⁹ and outstanding business credit balances¹⁰

Apply now Learn more

U.S. Bank Premium Business Checking Package

This analyzed account¹² offers earnings credit rates on qualifying balances, which can help reduce or offset fees.¹³

$33 monthly maintenance fee
Group multiple checking accounts for a consolidated snapshot of balances and services.
24/7 telephone support

Make an appointment Learn more

Still not sure?

See all checking accounts

Get a business checking account recommendation

Our recommendation

Based on your responses, we recommend the package below to best fit your needs.

U.S. Bank Premium Business Checking Package

This analyzed account¹² offers earnings credit rates on qualifying balances, which can help reduce or offset fees.¹³

$33 monthly maintenance fee
Group multiple checking accounts for a consolidated snapshot of balances and services.
24/7 telephone support

Make an appointment Learn more

Still not sure?

See all checking accounts

Start of disclosure content

Disclosures

For additional information call 855-955-2760 or visit your local branch for a copy of Business Pricing Information disclosure or Business Essentials Pricing Information disclosure or refer to Your Deposit Account Agreement (YDAA).

Eligibility requirements and restrictions apply. Please refer to the Digital Services Agreement for more information.

Payment processing services must be enabled within 90 days of Application approval, and a card processing transaction must be completed within 180 days of application approval. Payment processing services are enabled by the customer by ordering hardware during the Application process or by indicating they are ready to start taking payments after application approval in Online Banking. If both enablement and a card processing transaction are not completed within the respective timeframes, customer will need to re-apply for payment processing services.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

Other conditions and restrictions may apply. Terms may change without notice.

Start of disclosure content

Footnote

Return to content, Footnote

A transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items, and signature and PIN-based purchases made with a U.S. Bank Business Debit Card. The U.S. Bank Business Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.
Digital transactions include electronic deposits, electronic withdrawals, ATM transactions, Elavon payment processing credits and chargebacks, electronic transfers, ACH, debit card purchases. Certain transactions may have additional service fees. Refer to U.S. Bank Business Essentials® Pricing Information or contact your Business Banker for complete pricing information.
Teller transactions include deposits and withdrawals made with a banker/teller at a branch and paper checks written on the account. Transactions are $0.50 each once free transactions are surpassed. Certain transactions may have additional service fees. Refer to U.S. Bank Business Essentials® Pricing Information or contact your Business Banker for complete pricing information.
One free Ingenico Moby/5500 card reader is included and is only available for customers applying for a new U.S. Bank Business Essentials® account through the online application. Card reader cannot be redeemed for any other hardware purchase or account credit. Additional card readers available for a fee.
Sales are processed daily and deposited into the associated checking account. Funding speeds will vary between weekdays and weekends and are dependent on batch settlement times. Batches will be processed every day, including weekends. Changing the account that your funds are deposited into may impact your funding speeds. Fee to retain daily funding and deposit applies when the associated checking account is a non-U.S. Bank checking account. Please see the U.S. Bank Business Essentials® Payment Processing Terms of Service and Operating Agreement for details.
Transactions are $0.45 each once free transactions are surpassed. A transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items, and signature and PIN based purchases made with a U.S. Bank Business Debit Card. The U.S. Bank Business Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.
Monthly Maintenance Fee Waiver Options: Gold Business Checking: U.S. Bank Payment Solutions Merchant Banking OR $10,000 average collected balance ($25,000 for interest-bearing option) OR $20,000 combined average collected business deposit balances ($50,000 for interest-bearing option) OR $50,000 combined average collected business deposits and outstanding credit balances ($75,000 for interest-bearing option). Platinum Business Checking: U.S. Bank Payment Solutions Merchant Banking OR $25,000 average collected balance OR $75,000 combined average collected business deposits and outstanding business credit balances.
Interest rates subject to change without notice.
Business deposit balances only. Balances will be verified 1 day prior to the last day of your statement cycle.
Business credit outstanding balances only. Balances will be verified 1 day prior to the last day of your statement cycle.
Transactions are $0.40 each once free transactions are surpassed. A transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items, and signature and PIN based purchases made with a U.S. Bank Business Debit Card. The U.S. Bank Business Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.
Analyzed accounts are eligible for earned credits to offset transaction, maintenance and other fees associated with account activity. Visit a U.S. Bank branch for more details.
Earnings Credit Rates may change at any time without prior notice. Earnings Credit: Average Collected Balance Available for Earnings Credit Services (x) Earnings Credit Rate (x) Actual Days in Month (÷) Actual Days in Year. Refer to your Customer Analysis Statement for your current Earnings Credit Rate. For additional information call 855-955-2760 or visit your local branch to talk with a Business Banker.

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