Choose the business checking accounts you want to compare.
Silver Business Checking Account Package
Simplicity, value and convenience for newer or smaller businesses
Gold Business Checking Account Package
Flexibility and value for businesses with moderate transaction levels
Platinum Business Checking Account Package
Extra rewards and benefits for businesses with higher balances
Premium Business Checking Account Package
An analyzed account6 that puts higher balances to work for you
Cost per excess transaction
$0.50
$0.45
$0.40
Not available
Interest-bearing account option available. See today’s rates.9
Not available
Not available
Zelle® for your business10
Not available
Monthly maintenance fee
Ways to waive the monthly fee
N/A
U.S. Bank Payment Solutions Merchant Account
- OR -
$10,000 average collected checking balance or $25,000 average collected checking balance on interest-bearing option
- OR -
$20,000 in combined average collected deposit balances11 or $50,000 in combined average collected deposit balance on interest-bearing option11
- OR -
$50,000 combined average collected business deposits and outstanding business credit balances12
- OR -
$75,000 in combined business deposit and outstanding business credit
$25,000 average collected checking balance
- OR -
$75,000 combined average collected business deposits11 and outstanding business credit balances12
Analyzed account6 ; maintenance and transaction fees can be offset by an earnings credit based on account balance.
Basic paper statement fee (no images)
$6
Free
Free
Free
Get started with the account that fits your business needs.
Compare business credit cards
Use the comparison chart below to determine the best business credit card for you and your business.
U.S. Bank
Triple Cash Rewards Visa Business Card
U.S. Bank
Triple Cash Rewards Visa Business Card
Bank of America
Business Advantage Customized Cash Rewards Mastercard
Chase
Ink Business Unlimited Credit Card
Up to 3% cash back on select categories
Not available
Cash back rewards on all other eligible purchases
$100 annual statement credit for software service purchases>
Not available
Not available
Standard purchase APR
Prime Rate + 10.74% to Prime Rate + 19.74%
Prime Rate + 9.99% to Prime Rate + 19.99%
Prime Rate + 9.99% to Prime Rate + 15.99%
Introductory 0% purchase rate for 15 months
Not available
Not available
Introductory balance transfer rate
Not available
Not available
No annual fee
Accurate as of July 28, 2023 for the features shown here. Competitor cards may have other features, terms and conditions not reflected in this chart. See issuers' websites for further details. The Prime Rate is published in The Wall Street Journal. As of July 28, 2023, the prime rate is 8.50%.