Get a business financing recommendation

Answer this series of questions to identify the financing that may meet your business needs.

What do you need funding for?

(Pick the one that most describes your needs.)

I need to buy or refinance equipment

How much do you need?

I need less than $250,000

Since your equipment financing needs are $250,000 or less, you have a couple options to consider:

 

Quick Loan for equipment

A Quick Loan offers competitive rates, flexible terms, simplified application process and quick decisions on credit requests. SBA Express options may be available for newer businesses or start-ups. With loans up to $250,000, the loan must be secured with the equipment you purchase as collateral.
 

Learn more about Quick Loans

 

Equipment financing

Finance using a quick application process for transactions up to $150,000, offering a quick credit decision and flexible payment structures. You have the ability to finance multiple pieces of equipment and soft costs such as installation and shipping with an equipment specific filing. Pre-approval option available. Learn more about equipment financing.

 

Apply for an Equipment Finance loan

 

 

I need more than $250,000

Since your equipment financing needs are more than $250,000, you have a few options to consider:

 

Equipment financing

Finance using a quick application process with the ability to finance multiple pieces of equipment and soft costs such as installation and shipping with an equipment specific filing. It provides a quick credit decision and flexible payment structures. Pre-approval option available. Learn more about equipment financing.

 

Contact U.S. Bank Equipment Financing

 

Term loan

A term loan offers long-term funding for major business expenses up to $1 million. It offers competitive fixed rates, fixed monthly payments and flexible collateral options.

 

Business line of credit

A business line of credit offers line amounts up to $500,000 and can support equipment and material purchases or to finance inventory and account receivables for businesses that have been established for at least two years. Learn more about lines of credit.

 

Discuss your options with a business banker.

Make an appointment

Request a call

Call 866-280-3751

 

SBA loan

For businesses that have been in operation for less than two years, an SBA 7(a) business loan could be an option. As a Preferred SBA Lender, our program offers a faster loan process with reduced paperwork. Learn more about SBA loans.

 

Contact the SBA division

 

 

I need more than $250,000

Since your equipment financing needs are more than $250,000, you have a few options to consider:

 

Equipment financing

Finance using a quick application process with the ability to finance multiple pieces of equipment and soft costs such as installation and shipping with an equipment specific filing. It provides a quick credit decision and flexible payment structures. Pre-approval option available. Learn more about equipment financing.

 

Contact U.S. Bank Equipment Financing

 

Term loan

A term loan offers long-term funding for major business expenses up to $1 million. It offers competitive fixed rates, fixed monthly payments and flexible collateral options.

 

Business line of credit

A business line of credit offers line amounts up to $500,000 and can support equipment and material purchases or to finance inventory and account receivables for businesses that have been established for at least two years. Learn more about lines of credit.

 

Discuss your options with a business banker.

Make an appointment

Request a call

Call 866-280-3751

 

SBA loan

For businesses that have been in operation for less than two years, an SBA 7(a) business loan could be an option. As a Preferred SBA Lender, our program offers a faster loan process with reduced paperwork. Learn more about SBA loans.

 

Contact the SBA division

 

 

I need to buy or refinance a vehicle

How much do you need?

I need less than $250,000

Since your vehicle financing needs are $250,000 or less, you have a couple options to consider:

 

Quick Loan for vehicles

A U.S. Bank Quick Loan offers competitive rates and flexible terms for new or used vehicle purchases or refinances. SBA Express options may be available for newer businesses or start-ups. With loans up to $250,000, the loan must be secured with the vehicle you purchase as collateral.

 

Make an appointment

 

Equipment financing

Finance using a quick application process for transactions up to $150,000, offering a quick credit decision and flexible payment structures.  You have the ability to finance multiple vehicles and with a pre-approval option available, you can shop with confidence. Learn more about equipment financing.

 

Apply for an Equipment Finance loan

 

 

I need more than $250,000

Since your equipment financing needs are more than $250,000, you have a few options to consider:

 

Equipment financing

Finance using a quick application process with the ability to finance multiple pieces of equipment and soft costs such as installation and shipping with an equipment specific filing. It provides a quick credit decision and flexible payment structures. Pre-approval option available. Learn more about equipment financing.

 

Contact U.S. Bank Equipment Financing

 

Term loan

A term loan offers long-term funding for major business expenses up to $1 million. It offers competitive fixed rates, fixed monthly payments and flexible collateral options.

 

SBA loan

For businesses that have been in operation for less than two years, an SBA 7(a) business loan could be an option. As a Preferred SBA Lender, our program offers a faster loan process with reduced paperwork. Learn more about SBA loans.

 

Contact the SBA division

 

 

I need to buy or refinance property

Our recommendation

For property, you have a couple commercial real estate loan options to consider:

 

Owner-occupied commercial loan

An owner-occupied commercial real estate loan can help you use equity to remodel or expand your growing business with perks like tax breaks and stability with a fixed-rate loan option up to $10 million.

 

Investment property loan

An investment property loan can help you buy mixed-use, multi-family, multi-tenanted buildings and more with terms up to 25 years amortization and up to $10 million.

Get started with a business banker.

Call 866-280-3751

Make an appointment

 

SBA loan

For businesses that have been in operation for less than two years, an SBA 7(a) or SBA 504 real estate loan could be an option. As a Preferred SBA Lender, our program offers a faster loan process with reduced paperwork. Learn more about SBA loans.

 

Contact the SBA division

 

 

I need to acquire or buy into a business

Our recommendation

Practice financing or SBA loans

If you’re looking to acquire or buy an existing practice, U.S. Bank has a couple of options to consider.

 

Practice financing

Offers veterinary, eye care, dentists, and dental professionals financial options tailored to their unique practice needs. Learn more about practice financing.

Call 866-280-3751

Contact Practice finance

 

SBA loan

SBA loans are another way to fund your practice needs. As an SBA Preferred Lender, we have the expertise to find customized solutions to fit your needs and budget.

Contact SBA Division

Make an appointment

 

 

I need to invest or expand my business

How much do you need?

I need to invest or expand my business

How would you like to access the funds?

Our recommendation

A Quick Loan is a consideration for funding needs less than $250,000:

 

Secured Quick Loan


A secured loan offers a simple application process with a quick decision. Competitive rates, flexible terms and fixed monthly payments can make this an attractive option for your business. SBA Express options may be available for newer businesses or start-ups. With loans up to $250,000, the loan must be secured with your all business assets as collateral. 

 

Learn more about Quick Loans

 

 

Our recommendation

A Cash Flow Manager line of credit or a business credit card are several options to consider:

 

Secured line of credit

A secured Cash Flow Manager line of credit offers easy access to available funds – up to a maximum of $250,000 secured by all business assets. Cash Flow Manager gives you multiple ways to access available credit along with competitive rates with an option to lock in balances at a fixed rate. Get started with an easy application and a quick decision.

 

Apply for a Secured Cash Flow Manager

 

Unsecured line of credit

An unsecured Cash Flow Manager line of credit offers a credit line up to $100,000 to help with your liquidity needs with an option to lock in balances at a fixed rate. An unsecured line does not require business assets as collateral.

 

Apply for an Unsecured Cash Flow Manager

 

Business credit card

A business credit card offers you another way to fund your growing business with rewards you can redeem for travel, gift cards or cash. 

 

Learn more about business credit cards

 

 

I need more than $250,000

U.S. Bank has a couple options to consider when you need more than $250,000 to expand your business:

 

Business line of credit

A business line of credit offers line amounts up to $500,000 and can support equipment and material purchases or to finance inventory and account receivables for businesses that have been established for at least two years.

 

Make an appointment

 

Term loan

A term loan offers long-term funding for major business expenses up to $1 million. It offers competitive fixed rates, fixed monthly payments and flexible collateral options.

 

Make an appointment

 

SBA loan

For businesses that have been in operation for less than two years, an SBA 7(a) business loan could be an option. As a Preferred SBA Lender, our program offers a faster loan process with reduced paperwork. Learn more about SBA loans.

 

Contact the SBA division

 

 

I need to cover operating expenses

How much do you need?

I need to cover operating expenses

How would you like to access the funds?

Our recommendation

A Quick Loan is a consideration for funding needs less than $250,000:

 

Secured Quick Loan


A secured loan offers a simple application process with a quick decision. Competitive rates, flexible terms and fixed monthly payments can make this an attractive option for your business. SBA Express options may be available for newer businesses or start-ups. With loans up to $250,000, the loan must be secured with your all business assets as collateral. 

 

Learn more about Quick Loans

 

 

Our recommendation

A Cash Flow Manager line of credit or a business credit card are several options to consider:

 

Secured line of credit

A secured Cash Flow Manager line of credit offers easy access to available funds – up to a maximum of $250,000 secured by all business assets. Cash Flow Manager gives you multiple ways to access available credit along with competitive rates with an option to lock in balances at a fixed rate. Get started with an easy application and a quick decision.

 

Apply for a Secured Cash Flow Manager

 

Unsecured line of credit

An unsecured Cash Flow Manager line of credit offers a credit line up to $100,000 to help with your liquidity needs with an option to lock in balances at a fixed rate. An unsecured line does not require business assets as collateral.

 

Apply for an Unsecured Cash Flow Manager

 

Business credit card

A business credit card offers you another way to fund your growing business with rewards you can redeem for travel, gift cards or cash. 

 

Learn more about business credit cards

 

 

I need more than $250,000

Business line of credit

A business line of credit offers line amounts up to $500,000 and can support equipment and material purchases or to finance inventory and account receivables for businesses that have been established for at least two years.

Discuss business line of credit options with a business banker.

Make an appointment

Request a call

Call 866-280-3751

 

SBA loan

For businesses that have been in operation for less than two years, an SBA 7(a) business loan could be an option. As a Preferred SBA Lender, our program offers a faster loan process with reduced paperwork. Learn more about SBA loans.

 

Contact the SBA division

 

 
Start of disclosure content

Disclosures

Loan approval is subject to credit approval and program guidelines. Interest rate and program terms are subject to change without notice. Not all loan programs are available in all states for all loan amounts.

Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply.