Whether you’re acquiring essential equipment, purchasing new or used vehicles, or funding everyday expenses, a Secured Business Term Loan supports your growth.
U.S. Bank offers easy access to financing up to $250,000 for small businesses, with a streamlined application process and personalized attention from bankers.
Our simple online application process makes it easy to quickly receive financing decisions and your funds.
Use U.S. Bank’s business online banking to easily make payments and manage your loans and line of credit.
U.S. Bank is proud to be a designated SBA Preferred Lender providing Small Business Administration (SBA) loans.
For generations, business owners have trusted U.S. Bank with their financial needs.
A Secured Business Term Loan uses your eligible business assets as collateral and offers loan amounts up to $250,000 and terms up to 84 months.
An Unsecured Business Term Loan does not require collateral and offers loan amounts up to $50,000, with terms up to 48 months.
Best for working capital, office equipment and building improvements
Best for construction, medical or dental equipment
Best for securing the ideal vehicle for your business needs. Connect with a banker.
Our Business Diversity Lending Program provides funding to diverse businesses with modified credit requirements for potentially easier approvals and favorable rates. See if you qualify.
Once you have decided which loan is right for your business, and have the information listed below ready, simply click Apply.
We will guide you through the application, which you can save and return to any time. You can also login with your existing online banking credentials, and we will automatically prefill some information for you.
Online application is limited to businesses with no more than five owners. For secured applications, U.S. Bank will file a Uniform Commercial Code (UCC) lien and must be in first lien position.
A Personal Guaranty is required for small business loans and lines of credit.1