No-cost, expert guidance can help you create the future you want.

In partnership with Operation HOPE, we're offering no-cost financial workshops and coaching at select U.S. Bank locations. Your coach will work with you to understand your finances, discuss your goals and build a plan that makes sense for you. And you don't need to bank with us to participate - everyone's welcome.

A financial well-being coach can help you:

  • Improve your credit score
  • Prepare for homeownership
  • Manage your budget
  • Develop your small business
  • Build savings
Find a coach near you

See real results.

38 points

Average credit score increase

$2,020

Median reduction in debt

$840

Median increase in savings

Source: 2024 U.S. Bank Operation HOPE partnership program

"I was approved for the loan to purchase my own food truck! I definitely see U.S. Bank helping me reach my next milestone in the future."

— Liz Field, founder of The Cheesecakery

Locations

Find an Operation HOPE financial well-being coach near you.

Coming soon:
Las Vegas, NV

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U.S. Bank Access Commitment® offers expertise and resources that empower families, businesses and underserved communities, including communities of color. Whether it's growing your small business, becoming a homeowner or building generational wealth, we're committed to supporting you.

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Frequently asked questions

Operation HOPE is a nonprofit organization focused on empowering people and communities through financial education and economic inclusion. One of its key services is financial coaching, which helps people improve their financial health and achieve their goals.

Learn more about Operation HOPE

An Operation HOPE financial coach can help you with a wide range of financial challenges and goals, like:

  • Budgeting and money management
  • Repaying debt
  • Improving your credit score
  • Building savings (e.g., emergency fund, retirement)
  • Shifting money mindset
  • Preparing for homeownership
  • Financing your small business
  • Understanding taxes and investments

An Operation HOPE financial coach serves as a partner in your financial journey, helping you develop the skills and confidence to build a more secure financial future. Your coach can give you:

  • Tailored advice: Your coach will provide personalized guidance that's specific to your financial situation and goals.
  • Accountability: Coaches offer follow-up sessions and encouragement to ensure you're staying on track.
  • Financial tools: You'll get budgeting templates, credit monitoring and debt management strategies.
  • Opportunity for lasting change: Financial coaching helps you shift your money mindset, address emotional hurdles and develop better habits.

You'll meet one-on-one with a coach either virtually, over the phone or in-person - however works best for you. Your coach will help you understand your current financial state and build the skills and confidence to take control of your money. Throughout the process you can expect to:

  1. See your full financial picture.

    During your first meeting your coach will start to learn about your finances, money habits, challenges and goals. They might ask for details like income, expenses, debts, savings, your credit score and other information to get a full understanding.
  2. Set goals and build a plan.

    Your coach will help you set specific, measurable financial goals like paying off debt, saving for a home or improving your credit score. They can help you create a realistic budget and financial plan. Throughout the process of meeting with your coach you'll learn how to manage money and be empowered to make smart financial decisions.
  3. Get ongoing support.

    You'll have check-ins with your coach to get encouragement, motivation, monitor progress, address challenges or set-backs and adjust your plan as needed.
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Disclosures

  1. Digital financial services benchmarking firm Keynova Group ranked U.S. Bank #1 for mobile banking apps in its Q3 2024 Mobile Banker Scorecard.

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Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Visit usbank.com to learn more about U.S. Bank products and services. Mortgage, home equity and credit products offered by U.S. Bank National Association and subject to credit approval. Deposit products offered by U.S. Bank National Association. Member FDIC.