More auto financing resources for you

How to refinance a car loan

Refinancing a car loan can be straightforward and convenient if you follow these steps.

How to navigate the process

Is an auto refinance right for you?

Looking for a lower interest rate? Want to pay off your loan sooner? Refinancing may be a good choice.

Learn about auto refinancing

About the auto loan approval process

Ready to purchase a car? Here are some useful tips to help you get started.

Learn what you need to apply

Get started

Apply now
Call 800-342-4310
Make an appointment
Start of disclosure content

Disclosures

  1. Refinancing is available in the following states: Arizona, Arkansas, California, Colorado, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Minnesota, Missouri, Montana, Nebraska, Nevada, New Mexico, North Dakota, Ohio, Oregon, South Dakota, Tennessee, Utah, Washington, Wisconsin, Wyoming.

  2. This calculator is being provided for reference purposes only. The results are estimates and may not reflect final U.S. Bank financing terms. The information does not constitute an application for credit and cannot be used by U.S. Bank to determine a customer’s eligibility for a specific product or service.

  3. Monthly payment and annual percentage rate (APR) will vary based on the term, amount financed, model year, loan-to-value (LTV) percentage, credit history and applicable fees.

  4. There may be title and/or registration fees which are determined by state.

  5. To be eligible for refinance, the existing loan must have been obtained at least 120 days prior to submitting your refinance application.

Start of disclosure content

Offers are subject to credit approval. Rates are subject to change. Additional restrictions may apply. Member FDIC.