You can make a payment through mobile or online banking using any checking account opened within the United States. Please note, if you'd like to pay using a checking account that's not on file, you'll need to add it to digital banking first. Review the steps in the "Add a payment account" section below to find out how.

If you have multiple accounts with U.S. Bank, follow these steps.

1. Select Transfer & pay, then choose Pay bills.
   Mobile users only: Select Pay bills & transfer, then choose Pay a bill.
2. Locate your mortgage account and select an amount to pay. You can choose one or more of the following items:
   • Mortgage payment (i.e., monthly amount due).
   • Additional amount towards the principal balance.
   • Additional escrow amount.
3. Use the drop-down menu to choose which account* you'd like to pay from.
4. Change the payment date, if desired.
5. When ready, select Review & pay to submit the payment.

If you only have a mortgage with U.S. Bank, follow these steps.

1. Select your mortgage account from the dashboard and choose View, pay & manage.
2. Choose Payment at the top of the page.
   Mobile users only: Open the main menu first (three vertical dots), then choose "Payment".
3. Choose to pay the Monthly payment or Other payment. Options include paying an additional amount towards your principal balance or escrow account.
4. Use the drop-down menu to choose which account* you'd like to pay from.
5. Change the payment date, if desired.
6. When ready, select Submit payment.

*Add a payment account.

Here's how to add a checking account that's not on file with U.S. Bank.

1. Select your mortgage account from the dashboard.
   • If you have multiple U.S. Bank accounts, choose View and manage.
   • If you only have a mortgage, choose View, pay & manage.
2. Choose Payment at the top of the page.
   Mobile users: Open the main menu first (three vertical dots), then choose "Payment".
3. Locate the "Payment methods" section and choose Add account.
4. Enter your payment information and select Save.

Additional information about mortgage payments.

To freely explore our digital banking services without using your own account, visit our Digital Banking Simulators page. If you'd like a step-by-step tutorial on how to use a specific service or feature, check out our Digital Explorer page.