Get the most from your card.

Earn Rewards

Everyday purchases add up to big rewards.

  • Earn 5 points for every $1 on prepaid hotels and car rentals booked directly in the Rewards Center.
  • Earn 1 point for every $1 of eligible purchases.1

Important

  • Maximum number of points that may accumulate in a calendar year for your Account is 30,000.
  • Points expire 5 years from the end of the calendar quarter in which they were earned.
  • Account must be in good standing to earn and redeem rewards.

Redeem Rewards

It’s easy to redeem your reward points toward merchandise, statement credit, deposit to a qualifying U.S. Bank account, gift cards and travel or redeem instantly with Real-Time Rewards. Point values and redemption minimums may vary over time, and will be disclosed upon redemption.2

To redeem your points, visit the Rewards Center via:

  1. Online banking at usbank.com
  2. U.S. Bank Mobile App
  3. 24-hour Rewards Center at 888-229-8864

Shopping Benefits

U.S. Bank Smart Rewards®

Unlock perks with a U.S. Bank Smartly® Checking account and your U.S. Bank personal credit card – like exclusive cash-back deals, checking account monthly maintenance fee waiver, and more.

Visit usbank.com/smartrewards for details on the Smart Rewards program and full terms and conditions. Cardmembers who have both a personal credit card account and a business credit or charge card account with U.S. Bank are not eligible for these offers.

Shopping Deals

Earn additional cash back rewards while shopping online at 1,100+ stores using your Visa Card.

Log into usbank.com > Rewards Center > Shopping Deals or the U.S. Bank Mobile App.

Personalized Cash-Back Deals

Earn cash back from top retailers and restaurants with deals that are personalized to you.

Log into usbank.com or the U.S. Bank Mobile App to see all deals.

Shop with PayPal

Enjoy the convenience of faster checkouts and secure payments! Set your card up as your preferred PayPal payment and shop the millions of sites that accept PayPal. Link your card by logging into usbank.com > My Accounts > Take Action or the U.S. Bank Mobile App > Manage Cards.

Pay with Rewards from PayPal

Set up Pay with Rewards and any cash back rewards available for your purchase will show up at checkout. Simply choose the rewards you want to spend, for full or partial payment. Link your card by logging into usbank.com > My Accounts > Take Action or the U.S. Bank Mobile App > Manage Cards.

Visit paypal.com/usbank for details on Pay with Rewards for card eligibility, certain restrictions and full terms and conditions.

Shop with Points at Amazon.com

Use credit card rewards to make purchases at Amazon.com.

Visit amazon.com/usbank for details on Shop with Points at Amazon.com for card eligibility, certain restrictions and full terms and conditions.

Visa Benefits

Visa Offers + Perks

Enjoy discounts at the places you love to shop. Indulge your passion and gain access to a wide variety of offers and deals, including food and wine, shopping, sports, entertainment and more.

Find your favorites at visa.com/offers.

Roadside Dispatch®

Get emergency roadside assistance with services like towing, fuel delivery, and more by calling 1-800-847-2869. Tell the operator where you are, what the problem is, and the operator will arrange a dispatch to a reliable tow operator or locksmith to provide help. The operator will let you know the name of the local tow operator or locksmith being sent to assist you. Cardmembers are responsible for any service fees.3

Service Benefits

24/7 Account Access

Use Online Banking or in the U.S. Bank Mobile App to make a payment, check your balance, view transactions, lock/unlock your card, add a travel notification and much more.

Contact Us or call the number on the back of your card.

If your card has been lost, stolen or damaged, call 1-800-285-8585 for assistance.

Fraud Protection

We have sophisticated fraud-monitoring tools that look for abnormal spending patterns. If we see something unusual, we move fast to keep your card and your account information safe.

Your account is also protected with zero fraud liability, which means you’ll get reimbursed for 100% of fraud losses due to unauthorized use of your account. Please notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.4

Digital Payments

Download the U.S. Bank Mobile App and add your card to your digital wallet. Learn more about U.S. Bank Mobile Banking.

Add an Authorized User

Add an authorized user, who can share your line of credit and card benefits. Its easy. Log in to usbank.com, link opens in new window > Customer Service > Add Authorized User or Log in to the U.S. Bank Mobile App, link opens in new window > Manage Cards > Select your card > Add a User.5

Choose a Payment Due Date

Everyone's schedule is different. So, it's handy to be able to pick when your payment is due. Simply call the number on the back of your card.6

Set up AutoPay

Set up AutoPay to ensure you always pay on time, avoiding late fees and possibly save on interest charges. It can also help you pay down your balance a little faster. When paying a bill within Online Banking or in the U.S. Bank Mobile App, click on the link to "Set up recurring payments".

Set Account Alerts

Track your balance, payments and more.7 Sign up at usbank.com/alerts. link opens in new window.

Your Credit Score

Cardmembers enrolled in Online Banking can obtain their credit score at no cost.8 This tool tracks your score over time, shows you how certain credit actions can impact your score and provides helpful information on how to maintain good financial health. This credit score is for educational purposes and is not used by U.S. Bank to make credit decisions. Sign up in Online Banking link opens in new window or sign up in the U.S. Bank Mobile App- link opens in new window.

Learn More about your credit score. This link opens in a new window.

Start of disclosure content

U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

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  1. U.S. Bank Select Rewards Cardmembers will earn 1 Point for every $1 spent in Net Purchases. Net Purchases are Purchases minus credits and returns. You will earn 5 Points (1 base and 4 bonus points) for every $1 spent on prepaid car and hotel reservations purchased in the online Rewards Center using your U.S. Bank Select Rewards Card instead of Points. The maximum number of Points that you may accumulate in a calendar year for your Account is 30,000. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement.

    Not all transactions are considered to be Purchases and eligible to earn Points, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. See your Cardmember Agreement for details. Each merchant’s business is identified by a category code established by Visa. A Purchase will not earn additional Points if the category code applied to a merchant is in a category that is not eligible for additional Points earning. We do not determine the category codes applied to merchants’ businesses and reserve the right to determine which Purchases qualify for additional Points. Account must be open and in good standing (not past due or overlimit) on the closing date of the billing cycle to earn and redeem rewards and benefits. Please refer to your Cardmember Agreement or Rewards Program Rules in the online Rewards Center by logging into usbank.com for additional information.

  2. Maximum Point value applies to Points redeemed for a deposit into an eligible U.S. Bank Account. The redemption value may be different if you choose to redeem your Points for other rewards such as travel, merchandise, gift cards, and/or statement credit. Other restrictions apply. Establishment or ownership of a U.S. Bank Account or other relationship with U.S. Bank is not required to obtain a card or to be eligible to use Points to obtain any rewards offered under the program. Minimum redemption amounts may vary and are subject to change without notice. Points will expire at the end of the calendar quarter, at 11:00 p.m. Central Time, that is five (5) years from the date on which they were earned.

  3. Certain terms, conditions, and exclusions may apply. Refer to mycardgtb.com/rsd for details.

  4. U.S. Bank provides Zero Fraud Liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.

  5. You agree to be responsible for all transactions the Authorized User makes on your account. Authorized Users can request Information on this account, such as but not limited to: current balance, payment due date and credit limit. Authorized Users can also perform certain maintenance functions on this account, such as but not limited to: activate a card, balance transfers, make a payment or remove their name from the account. Lastly, Authorized Users are not permitted to perform certain functions on this account, such as but not limited to: account closure, order a new card, or add a name on this account.

  6. Not all payment due dates may be available. If approved, please call the number on the back of your card for further information.

  7. For text messages, you may be charged access fees by your carrier, dependent on your personal plan. Check with your carrier on specific fees and charges.

  8. Free credit score access, alerts and Score Simulator through TransUnion's CreditView™ Dashboard are available to U.S. Bank online and mobile banking customers only. Alerts require a TransUnion database match. It is possible that some enrolled members may not qualify for the alert functionality. The free VantageScore® credit score from TransUnion® is for educational purposes only and not used by U.S. Bank to make credit decisions.