Get the most from your card.

U.S. Bank Smart Rewards®

Unlock perks with a U.S. Bank Smartly® Checking account and your U.S. Bank personal credit card – like exclusive cash-back deals, checking account monthly maintenance fee waiver, and more.

Visit usbank.com/smartrewards for details on the Smart Rewards program and full terms and conditions. Cardmembers who have both a personal credit card account and a business credit or charge card account with U.S. Bank are not eligible for these offers.

Shop with PayPal

Enjoy the convenience of faster checkouts and secure payments! Set your card up as your preferred PayPal payment and shop the millions of sites that accept PayPal. Link your card by logging into usbank.com > My Accounts > Take Action or the U.S. Bank Mobile App > Manage Cards.

 

Visa Offers + Perks

Enjoy discounts at the places you love to shop. Indulge your passion and gain access to a wide variety of offers and deals, including food and wine, shopping, sports, entertainment and more.

Find your favorites at visa.com/offers.

Roadside Dispatch®

Get emergency roadside assistance with services like towing, fuel delivery, and more by calling 1-800-847-2869. Tell the operator where you are, what the problem is, and the operator will arrange a dispatch to a reliable tow operator or locksmith to provide help. The operator will let you know the name of the local tow operator or locksmith being sent to assist you. Cardmembers are responsible for any service fees.1

24/7 Account Access

Use Online Banking or in the U.S. Bank Mobile App to make a payment, check your balance, view transactions, lock/unlock your card, add a travel notification and much more.

Contact Us or call the number on the back of your card.

If your card has been lost, stolen or damaged, call 1-800-285-8585 for assistance.

Fraud Protection

We have sophisticated fraud-monitoring tools that look for abnormal spending patterns. If we see something unusual, we move fast to keep your card and your account information safe.

Your account is also protected with zero fraud liability, which means you’ll get reimbursed for 100% of fraud losses due to unauthorized use of your account. Please notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.2

Digital Payments

Download the U.S. Bank Mobile App and add your card to your digital wallet. Learn more about U.S. Bank Mobile Banking.

Choose a Payment Due Date

Everyone's schedule is different. So, it's handy to be able to pick when your payment is due. Simply call the number on the back of your card.4

Set up AutoPay

Set up AutoPay to ensure you always pay on time, avoiding late fees and possibly save on interest charges. It can also help you pay down your balance a little faster. When paying a bill within Online Banking or in the U.S. Bank Mobile App, click on the link to "Set up recurring payments".

Set Account Alerts

Track your balance, payments and more.5 Sign up at usbank.com/alerts. link opens in new window.

Your Credit Score

Cardmembers enrolled in Online Banking can obtain their credit score at no cost.6 This tool tracks your score over time, shows you how certain credit actions can impact your score and provides helpful information on how to maintain good financial health. This credit score is for educational purposes and is not used by U.S. Bank to make credit decisions. Sign up in Online Banking link opens in new window or sign up in the U.S. Bank Mobile App- link opens in new window.

Learn More about your credit score. This link opens in a new window.

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U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

Account must be open and in good standing (not past due or overlimit) on the closing date of the billing cycle to earn and redeem rewards and benefits. Subject to applicable law, you may not redeem rewards, and you will immediately lose all of your rewards, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Upon approval, please refer to your Cardmember Agreement or Rewards Program Rules in the online Rewards Center by logging into usbank.com for additional information.

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  1. Certain terms, conditions, and exclusions may apply. Refer to mycardgtb.com/rsd for details.

  2. U.S. Bank provides Zero Fraud Liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.

  3. You agree to be responsible for all transactions the Authorized User makes on your account. Authorized Users can request Information on this account, such as but not limited to: current balance, payment due date and credit limit. Authorized Users can also perform certain maintenance functions on this account, such as but not limited to: activate a card, balance transfers, make a payment or remove their name from the account. Lastly, Authorized Users are not permitted to perform certain functions on this account, such as but not limited to: account closure, order a new card, or add a name on this account.

  4. Not all payment due dates may be available. If approved, please call the number on the back of your card for further information.

  5. For text messages, you may be charged access fees by your carrier, dependent on your personal plan. Check with your carrier on specific fees and charges.

  6. Free credit score access, alerts and Score Simulator through TransUnion's CreditView™ Dashboard are available to U.S. Bank online and mobile banking customers only. Alerts require a TransUnion database match. It is possible that some enrolled members may not qualify for the alert functionality. The free VantageScore® credit score from TransUnion® is for educational purposes only and not used by U.S. Bank to make credit decisions.