Get the most from your card.

Important changes coming your to U.S. Bank Perks+ Visa Card effective April 14, 2025.

Your card will give you even more great benefits, including:

  • Redeem points for charity and get 100% match. Redeem points for a monetary charity contribution to a variety of nonprofits, and U.S. Bank will match your contribution at 100%.
  • Discount on purchased gift cards coming in early 2025! Receive discounts of up to 5% on dozens of name brand gift cards. Discover all your card rewards and benefits in a enhanced online experience
  • Discover all your card rewards and benefits in an enhanced online experience. Explore our enhanced rewards and benefits experience in the U.S. Bank Mobile App and at usbank.com. It’s your one-stop destination to view and redeem rewards, discover discounts from hundreds of merchants, and find out more about how your card benefits can make your experience even more rewarding.
  • A new and improved Travel Center is now available. Our new Travel Center, now with Booking.com, makes it easy to redeem your points to book hotels, air travel, car rentals, and attractions. Also, you can purchase travel with your credit card in the Travel Center and earn points, making it a great option for booking all your travel.

The following rewards program updates will take effect April 14, 2025:

  • Updated rewards earning: 2X points at gas stations/EV charging stations and grocery stores (excludes discount stores/supercenters and wholesale clubs). You will continue to earn 5X points on prepaid hotels and car rentals booked directly in the Rewards Center and 1X point on all other eligible purchases.1
  • Reward redemption changes: You’ll get the most value when you redeem points as a deposit to an eligible U.S. Bank account, at $0.01 per point—where 10,000 points are equal to $100. When redeeming points for a statement credit, travel, gift cards, merchandise, Real-Time Rewards and U.S. Bank Rewards Card, the point values and redemption minimums may vary over time, and will be disclosed upon redemption.2

Points add up quickly when you use your card for purchases big or small.

  • 5X points on prepaid hotels and car rentals booked directly in the Rewards Center1
  • 2X points at gas stations/EV charging stations and grocery stores^
  • 1X point on all other eligible purchases

^ Excludes discount stores/supercenters and wholesale clubs

Important:

  • Points expire five years from the end of the calendar quarter in which they were earned.
  • The account must be open and in good standing to earn and redeem rewards.

It’s easy to redeem your reward points toward merchandise, statement credit, deposit to a qualifying U.S. Bank account, gift cards and travel or redeem instantly with Real-Time Rewards. Point values and redemption minimums may vary over time, and will be disclosed upon redemption.2

To redeem your points, visit the Rewards Center via:

  1. Online banking at usbank.com
  2. U.S. Bank Mobile App
  3. 24-hour Rewards Center at 888-229-8864

Roadside Dispatch®

Get emergency roadside assistance with services like towing, fuel delivery, and more by calling 1-800-847-2869. Tell the operator where you are, what the problem is, and the operator will arrange a dispatch to a reliable tow operator or locksmith to provide help. The operator will let you know the name of the local tow operator or locksmith being sent to assist you. Cardmembers are responsible for any service fees.3

Additional Benefits for Visa Signature® Cardmembers

For further terms and conditions, view the Visa Signature® Guide to Benefits (PDF)

  • Not sure if you are a Visa Signature Cardmember?
         - Look for the product name on your billing statement.

Travel and Emergency Assistance Services

When you’re traveling or working anywhere in the world, your Visa Signature card gets you access to a multilingual call center – 24 hours a day, 365 days a year – for the assistance you need. You, your spouse and legal dependent children under 22 years of age who are traveling with you can call toll-free in the United States or collect when traveling abroad. Services include: medical and legal referrals, emergency transportation and more.4

Call the Benefit Administrator at 1-800-992-6029. If You are outside the United States, call collect at 1-804-673-1675. Travel and Emergency Assistance Services is provided on a best-effort basis and may not be available due to problems of time, distance or location.

Visa Signature® Luxury Hotel Collection

The Visa Signature Luxury Hotel Collection offers an unparalleled experience with a premium collection of benefits like VIP status, complimentary breakfast for two, an upgrade when available.5

Visit visasignaturehotels.com link opens in new window for all current travel offers.

Concierge Services

Your Visa Signature card comes with complimentary, 24/7 access to the Visa Signature® Concierge service. Simply call 1-800-953-7392 anytime for assistance booking travel, event tickets and more— even dinner reservations or golf tee times.6

U.S. Bank Smart Rewards®

Unlock perks with a U.S. Bank Smartly® Checking account and your U.S. Bank personal credit card – like exclusive cash-back deals, checking account monthly maintenance fee waiver, and more.

Visit usbank.com/smartrewards for details on the Smart Rewards program and full terms and conditions. Cardmembers who have both a personal credit card account and a business credit or charge card account with U.S. Bank are not eligible for these offers.

Shopping Deals

Earn additional points while shopping online at over 1,100 stores using your Visa Card.

Log into usbank.com > Rewards Center > Shopping Deals or the U.S. Bank Mobile App.

Personalized Cash-Back Deals

Earn cash back from top retailers and restaurants with deals that are personalized to you.

Log into usbank.com or the U.S. Bank Mobile App to see all deals.

Shop with PayPal

Enjoy the convenience of faster checkouts and secure payments! Set your card up as your preferred PayPal payment and shop the millions of sites that accept PayPal. Link your card by logging into usbank.com > My Accounts > Take Action or the U.S. Bank Mobile App > Manage Cards.

 

Pay with Rewards from PayPal

Set up Pay with Rewards and any rewards points available for your purchase will show up at checkout. Simply choose the rewards you want to spend, for full or partial payment. Link your card by logging into usbank.com > My Accounts > Take Action or the U.S. Bank Mobile App > Manage Cards.

Visit paypal.com/usbank for details on Pay with Rewards for card eligibility, certain restrictions and full terms and conditions.

Shop with Points at Amazon.com

Use credit card points to make purchases at Amazon.com.

Visit amazon.com/usbank for details on Shop with Points at Amazon.com for card eligibility, certain restrictions and full terms and conditions.

Visa Offers + Perks

Enjoy discounts at the places you love to shop. Indulge your passion and gain access to a wide variety of offers and deals, including food and wine, shopping, sports, entertainment and more. Find your favorites at visa.com/offers - this link opens in new window.

24/7 Account Access

Use Online Banking or in the U.S. Bank Mobile App to make a payment, check your balance, view transactions, lock/unlock your card, add a travel notification and much more.

Contact Us or call the number on the back of your card.

If your card has been lost, stolen or damaged, call 1-800-285-8585 for assistance.

Fraud Protection

We have sophisticated fraud-monitoring tools that look for abnormal spending patterns. If we see something unusual, we move fast to keep your card and your account information safe.

Your account is also protected with zero fraud liability, which means you’ll get reimbursed for 100% of fraud losses due to unauthorized use of your account. Please notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.7

Digital Payments

Download the U.S. Bank Mobile App and add your card to your digital wallet. Learn more about U.S. Bank Mobile Banking.

Add an Authorized User
Add an authorized user, who can share your line of credit and card benefits. Its easy. Log in to usbank.com, link opens in new window > Customer Service > Add Authorized User or Log in to the U.S. Bank Mobile App, link opens in new window > Manage Cards > Select your card > Add a User.8

Choose a Payment Due Date

Everyone's schedule is different. So, it's handy to be able to pick when your payment is due. Simply call the number on the back of your card.9

Set up AutoPay

Set up AutoPay to ensure you always pay on time, avoiding late fees and possibly save on interest charges. It can also help you pay down your balance a little faster. When paying a bill within Online Banking or in the U.S. Bank Mobile App, click on the link to "Set up recurring payments".

Set Account Alerts

Track your balance, payments and more.10 Sign up at usbank.com/alerts. link opens in new window.

Your Credit Score

Cardmembers enrolled in Online Banking can obtain their credit score at no cost.11 This tool tracks your score over time, shows you how certain credit actions can impact your score and provides helpful information on how to maintain good financial health. This credit score is for educational purposes and is not used by U.S. Bank to make credit decisions. Sign up in Online Banking link opens in new window or sign up in the U.S. Bank Mobile App- link opens in new window.

Learn More about your credit score. This link opens in a new window.

Start of disclosure content

U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

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  1. Cardmembers will earn 1 Point for every $1 in Net Purchases. Net Purchases are Purchases minus credits and returns. You will earn 5 Points (1 base Point and 4 bonus Points) for every $1 on prepaid car and hotel reservations in the Rewards Travel Center using your rewards credit card instead of Points. Prepaid car and hotel reservations in the Rewards Center are not classified as a travel category merchant transaction and are not eligible to receive the additional points for that category. You will earn 2 Points (1 base Point and 1 bonus Points) for every $1 for transactions that a merchant classifies as a gas station, electric vehicle charging station, grocery store or supermarket. IMPORTANT CHANGE: Effective April 14, 2025, grocery store and supermarket purchases at discount stores/supercenters such as Target and Walmart and wholesale clubs will only earn 1 point. Gas station and electric vehicle charging station purchases at discount stores/supercenters, wholesale clubs and grocery stores/supermarkets will only earn 1 point. Not all transactions are considered to be Purchases and eligible to earn Points, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. See your Cardmember Agreement for details. A purchase will not earn additional Points if the merchant's selected code is in a category that is not eligible for additional Points earning. We do not determine the category codes that merchants choose and reserve the right to determine which purchases qualify for additional Points. Account must be open and in good standing (not past due or overlimit) on the closing date of the billing cycle to earn and redeem rewards and benefits. Subject to applicable law, you may not redeem points, and you will immediately lose all of your points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Please refer to your Cardmember Agreement or Rewards Program Rules in the online Rewards Center by logging into usbank.com for additional information.

  2. Maximum Point value applies to Points redeemed for a deposit into an eligible U.S. Bank Account. The redemption value may be different if you choose to redeem your Points for other rewards such as travel, merchandise, gift cards, and/or statement credit. Other restrictions apply. Establishment or ownership of a U.S. Bank Account or other relationship with U.S. Bank is not required to obtain a card or to be eligible to use Points to obtain any rewards offered under the program. Minimum redemption amounts may vary and are subject to change without notice.

  3. Certain terms, conditions, and exclusions may apply. Refer to mycardgtb.com/rsd for details.

  4. Certain terms, conditions and exclusions apply. Please refer to the Guide to Benefits (PDF) for further card benefit details including full terms and conditions.  

  5. Certain terms, conditions and exclusions apply. Please refer to visasignaturehotels.com for further details and full terms and conditions - this link opens in new window. In cases where one of the benefits is not available at a hotel, the hotel may provide a substitute benefit of equal value. Some hotels may provide one of the benefits as a standard feature of the room being booked. In those cases the hotel may or may not provide a substitute benefit of equal value. Resort fees that cover any of the benefits are not reimbursable. Reservations must be booked either on a Visa Signature Luxury Hotel Collection website or through Visa Concierge for benefits to apply. Please consult the terms and conditions for each property.

  6. Visa Signature cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders' behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at visasignatureconcierge.com - this link opens in new window.

  7. U.S. Bank provides Zero Fraud Liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.

  8. You agree to be responsible for all transactions the Authorized User makes on your account. Authorized Users can request Information on this account, such as but not limited to: current balance, payment due date and credit limit. Authorized Users can also perform certain maintenance functions on this account, such as but not limited to: activate a card, balance transfers, make a payment or remove their name from the account. Lastly, Authorized Users are not permitted to perform certain functions on this account, such as but not limited to: account closure, order a new card, or add a name on this account.

  9. Not all payment due dates may be available. If approved, please call the number on the back of your card for further information.

  10. For text messages, you may be charged access fees by your carrier, dependent on your personal plan. Check with your carrier on specific fees and charges.

  11. Free credit score access, alerts and Score Simulator through TransUnion's CreditView™ Dashboard are available to U.S. Bank online and mobile banking customers only. Alerts require a TransUnion database match. It is possible that some enrolled members may not qualify for the alert functionality. The free VantageScore® credit score from TransUnion® is for educational purposes only and not used by U.S. Bank to make credit decisions.