To get started, you’ll need to enroll with Zelle®. Log into the U.S. Bank Mobile App or online banking and select Send Money with Zelle®.
Enter your email address or United States mobile phone number. We’ll send you a one-time verification code. Enter the code where prompted and accept the terms and conditions. You’re now ready to start sending, receiving and requesting money with Zelle®.
To receive money using Zelle® with a small business account, share your enrolled email address or United States mobile number with your customers and ask them to send you payment with Zelle® right from their banking app. No need to share any sensitive account details. After the customer sends their payment to you with Zelle®, you will receive your money directly into your enrolled bank account. Or if you’re using the mobile app, you may provide them with your QR code. (See information about QR codes below.)
To request money using Zelle® with a small business account, select Send Money with Zelle®, and then select Request. Enter the individual’s email address or United States mobile number, confirm the recipient is correct and tap Request.
If your customer is using Zelle® through their banking app, they’ll be able to pay you with Zelle®. You’ll receive a payment notification once your customer has sent you money in response to your request. If your customer is enrolled in the Zelle® app, they will not be able to send you money with Zelle®. You should arrange for a different payment method.
To send money using Zelle® with a small business account, simply select someone from your mobile device’s contacts (or add a trusted recipient’s email address or United States mobile number), add the amount you’d like to send and an optional note, review, then select Send In most cases, the money is available to your recipient in minutes.1
If the small business or consumer you’re sending money to is already enrolled with Zelle® through their banking app, the money will be sent directly to their bank account and cannot be canceled. Therefore, it’s important to only send money to people you trust. Always ensure you’ve used the correct email address or United States mobile number when sending money.