Achieve your practice goals

Whether you’re looking to take ownership of a practice, optimize your existing one, or embark on a journey of expansion or relocation our practice financing experts are here to support your ambitions. Secure the funding you need to achieve your practice goals and take the next step in your professional journey.

Become a practice owner

  • Start or acquire a practice
  • Working capital funds available
  • Flexible repayment terms including up to six months interest-only payments



Refinance existing practice debt

  • Consolidate practice loans into one monthly payment
  • Maximize cashflow with flexible term options

Grow or expand your practice

  • Project term options up to 15 years
  • Expand your footprint with multi practice financing

Invest in commercial real estate

  • Purchase or refinance with terms up to 25 years
  • Ground up construction financing options
  • Conventional and SBA loan options available
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Advantages of practice financing

  • Competitive fixed and adjustable rates

  • Terms available up to 15 years (or up to 25 years for commercial real estate)

  • Up to 100% financing options

  • Various prepayment options available

Beyond practice financing

U.S. Bank also has a broad suite of capabilities to help run your practice while managing your personal financial planning and wealth management needs. Services include:

  • Payment solutions for secure and convenient money movement between patients, payers and vendors

  • Additional credit and lending options for operating expenses, equipment leasing and financing, or refinancing your personal mortgage.

  • Banking services for personal and business needs

  • Wealth management strategies tailored to help you create, grow and protect your personal and business finances
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Frequently asked questions

Practice financing is funding related to your career, from acquiring new office space to purchasing new equipment. Or you may want to refinance an existing loan. 

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Most practice financing loans are conventional bank financing, whereas SBA (Small Business Administration) loans1 are partially guaranteed by the government, and therefore have different terms and conditions. SBA loans can be a great solution when traditional financing options have been exhausted, or when used in tandem with conventional loan options to accomplish financing needs.

Practice financing loans can vary in their collateral requirements depending on the specific type of practice financing and the borrower’s financial situation. For more information, speak with a financial practice specialist now.

We offer a variety of customized financing solutions that include up to 100% financing, options for six-month interest only periods, various prepayment options, and competitive fixed rates with practice loan terms up to 15 years and commercial real estate terms up to 25 years.

Ready to get started?

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Call 866-280-3751
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Disclosures

  1. Subject to credit approval and program guidelines. SBA loans are subject to SBA eligibility guidelines. U.S. Bank and/or third-party fees may apply. Certain restrictions apply to refinancing options and are subject to program terms.

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Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply.

Financing maximums and terms are determined by borrower qualifications and use of funds.

Deposit products are offered by U.S. Bank National Association. Member FDIC.