Applying for a business loan has never been easier, with our hassle-free application process and expedited decisions. For all your business banking needs, trust U.S. Bank to help you reach your goals with credit lines up to $250,000.
We'll guide you through the loan application process in a few sections and you can save your progress anytime and return later. If you're a U.S. Bank customer enrolled in online banking, we'll prefill some information for you. Make sure to have your business and personal details, including your Tax ID number and gross annual sales information, ready to go.
For secured general purpose loan applications, U.S. Bank will file a Uniform Commercial Code (UCC) lien and must be in first lien position using all business assets as collateral. If you currently have more than $1 million in credit with U.S. Bank, you should apply for additional credit directly with your banker or relationship manager.
A secured line uses your business assets as collateral and offers line amounts up to $250,000.
An unsecured line does not use collateral and offers line amounts up to $100,000.
Business Diversity Lending Program
U.S. Bank is committed to helping close historical lending gaps among diverse owned businesses, women and veterans. Our Business Diversity Lending Program includes U.S. Bank’s traditional business loans and lines of credit, but with credit guidelines that open the door to include a wider audience of business owners.
