3% cash back

on eligible purchases at gas and EV charging stations, office supply stores, cell phone service providers, and restaurants.2

1% cash back

on all other eligible purchases. There is no expiration or limit on the total rewards you can earn.

$100 credit

for recurring software subscription expenses such as FreshBooks or QuickBooks.3

Awards and Accolades for Triple Cash

WalletHub 2022

Best-Of Awards winner for Best Gas Rewards Credit Card​

Forbes Advisor 2022​

Best-Of Awards winner for Best Business Cash Back Card For Gas​

Forbes Advisor 2022

Best-Of Awards winner for Best Cash Back Business Credit Cards​

Compare business credit cards

Use the comparison chart below to determine the best business credit card for you and your business.

U.S. Bank
Bank of America
Chase
Categories
U.S. Bank
Categories

U.S. Bank

Triple Cash Rewards Visa Business Card

Bank of America

Business Advantage Customized Cash Rewards Mastercard

Chase

Ink Business Unlimited Credit Card

Up to 3% cash back on select categories

available
available

Not available

Cash back rewards on all other eligible purchases

available
available
available

$100 annual statement credit for software service purchases>

available

Not available

Not available

Standard purchase APR

Prime Rate + 10.74% to Prime Rate + 19.74%

Prime Rate + 9.99% to Prime Rate + 19.99%

Prime Rate + 9.99% to Prime Rate + 15.99%

Introductory 0% purchase rate for 15 months

available

Not available

Not available

Introductory balance transfer rate

available

Not available

Not available

No annual fee

available
available
available

Accurate as of July 28, 2023 for the features shown here. Competitor cards may have other features, terms and conditions not reflected in this chart. See issuers' websites for further details. The Prime Rate is published in The Wall Street Journal. As of July 28, 2023, the prime rate is 8.50%.

Rewards Calculator

See how fast your cash back adds up.
Enter your estimated monthly spending below.

Note: this calculator is for illustrative purposes

Additional benefits

Prepaid Travel

Earn 5% cash back on prepaid hotels and car rentals booked directly in the Travel Rewards Center.4

cc-icon-naf

Low APR

Your 0% Intro APR* introductory rate applies to purchases and balance transfers. After 15 billing cycles, it adjusts to a variable APR, currently ranging from $.

Pay over time

Divide eligible purchases5 into equal monthly payments with no interest* during your chosen repayment period – just a small, fixed monthly fee.

Track your business spending

Free online tool that provides instant access to reporting that is designed to give you a clearer picture of your business cash back credit card spending.

Frequently asked questions

Interested in other options?

We offer a wide range of products to suit your business needs. Whatever your business goals, we can help you achieve them.

Start of disclosure content

Disclosures

U.S. Bank offers businesses a comprehensive line of products and services, such as cash flow management, payment processing, remote deposit and much more. To learn more, visit your local U.S. Bank branch to talk with a business banker.

U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The rate will end early and increase to the APR for purchases and balance transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated, and the cards are available to United States residents only. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Account must be open and in good standing (not past due or overlimit) to earn and redeem rewards and benefits. Upon approval, refer to your Cardmember Agreement for additional information.

This page may contain links to third-party websites not controlled by U.S. Bank. U.S. Bank is not responsible for the content or any products and services offered, nor does it guarantee the system availability or accuracy of information contained in the site. Please note that the third party site may have terms of use, privacy, and information security policies that differ from those of U.S. Bank.

Offer only available online.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

WalletHub, © 2022 Evolution Finance, Inc. All Rights Reserved.

From ForbesAdvisor.com, Best Business Gas Cards, July 2022 © Forbes Marketplace Operations, Inc. 2022.

From ForbesAdvisor.com, Best Cash Back Business Cards, July 2022 © Forbes Marketplace Operations, Inc. 2022.

*The 0% introductory APR applies to purchases and is valid for the first 12 billing cycles. The introductory rate does not apply to balance transfers or cash advances. Balance Transfer fee of 3% of each transfer amount, $5 minimum will apply. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for U.S. Bank ExtendPay® Plans and U.S. Bank ExtendPay® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to non-Fixed Payment Program balances in the order of lowest to highest APR before applying to Fixed Payment Program balances.

Start of disclosure content
  1. New Credit Card Enrollment Bonus: One-time $500 cash back will be awarded if eligible Net Purchases totaling $4,500 or more are made to the Account Owner's Card within 150 days from account opening. The Account Owner's Card is the card assigned to the initial applicant of the account and would not include cards used by authorized employees. Net Purchases are purchases minus credits and returns. Rewards are earned based on eligible net purchases. Please allow 6-10 weeks after you have met the spend requirement for your cash back to be credited to your Account.

    A statement credit will not satisfy the minimum payment requirement. Offer may not be combined with any other offer. Subject to credit approval.

  2. You will earn three percent (3%) cash back for every $1 spent in eligible Net Purchases at restaurants/restaurant delivery, office supply stores, cell phone service providers, and gas and electric vehicle charging stations excluding wholesale clubs and discount stores/supercenters such as Target and Walmart. All other Net Purchases may earn 1% cash back. Purchases of gasoline or electric vehicle charging greater than $200 will not be deemed to be a purchase of automotive fuel and as such will earn a reward of 1%.

  3. An automatic statement credit of $100 per 12-month period will be applied to your Account within 6-10 weeks following 11 consecutive months of eligible software service purchases made directly with a software service provider. Eligible software service providers are identified by their Merchant Category Code (MCC) and purchases made at discount/retail stores or online retailers may not qualify. We reserve the right to adjust or reverse any portion or all of any software services credit for unauthorized purchases or transaction credits.

  4. You will earn 5% Cash Back (1% base and 4% bonus cash back) for every $1 spent on prepaid car and hotel reservations purchased in the Rewards Travel Center using your U.S. Bank Triple Cash Visa Business Card. Please allow 1-2 statement billing cycles for Points to appear on your credit card statement.

  5. From time to time we may offer you the benefit of our U.S. Bank ExtendPay® Plans, which allow you to pay off balances in fixed monthly payments over time and still avoid paying interest charges on new Purchases. Only your company’s Authorized Officer (AO) may enroll in an ExtendPay Plan. All references to "you" and "your" apply to the AO. Accounts set up for which multiple billing statements are issued do not qualify. If your company’s card program is set up with central billing, the AO may select ExtendPay eligible Purchases when viewing the central billing account (which includes Purchases made on employee cards). If your company is set up with individual billing, the AO may only select Purchases made on their own card account. You may designate up to 50% of your credit card line ($100 minimum) in eligible credit card purchases and pay in monthly installments with just a small fixed monthly fee. Only Purchase balances are eligible for ExtendPay Plans. Transactions identified as Advances or Balance Transfers (as defined in your Cardmember Agreement), and any interest or fees, including Annual Fee, do not apply. The only Purchases that will appear as "Eligible Purchases" in the enrollment process are Purchases that were made within 60 days prior to signing up for an ExtendPay Plan, are over $100, and are less than your Purchase balance when you sign up for an ExtendPay Plan. Any unpaid balance remaining on an ExtendPay Plan after the chosen pay-back period will be subject to the APR and minimum payment calculation for purchases outlined in the Cardmember Agreement. The monthly fixed fee will be determined when your ExtendPay Plan is created and is provided to you before you complete setting up an ExtendPay Plan. This fee will remain the same until the ExtendPay Plan is paid in full. The monthly fixed fee of the ExtendPay Plan is based upon the original principal amount, Purchase APR, and other factors.