U.S. BANK TRIPLE CASH REWARDS BUSINESS CARD

Benefits and Rewards

Important changes coming to your U.S. Bank Business Triple Cash Rewards Card effective April 14, 2025.

Your card will give you even more great benefits, including:

Redeem points for charity and get a 100% match
Redeem Cash Rewards for a monetary charity contribution to a variety of nonprofits, and U.S. Bank will match your contribution at 100%.

Discount on purchased gift cards
Coming in early 2025! Receive discounts of up to 5% on dozens of name brand gift cards.

Discover all your card rewards and benefits in an enhanced online experience
Explore our enhanced rewards and benefits experience in the U.S. Bank Mobile App and at usbank.com. It’s your one-stop destination to view and redeem rewards, discover discounts from hundreds of merchants, and find out more about how your card benefits can make your experience even more rewarding.

A new and improved Travel Center is now available
Our new Travel Center, now with Booking.com, makes it easy to book hotels, air travel, car rentals, and attractions while also earning cash back. This is a great option for booking your travel.

The following rewards program updates will take effect April 14, 2025.

Updated rewards earning
3% cash back on gas and electric vehicle charging station (transactions of $200 or less),^ office supply store, cell phone service provider and restaurant purchases.1

You will continue to earn 5% cash back on prepaid hotel and car rentals booked directly through the Rewards Center2 and 1% cash back on all other eligible purchases.1 Plus, a $100 annual software credit.3

^ Excludes discount stores/supercenters and wholesale clubs.

Reward redemption and expiration changes
Cash Rewards will not expire as long as you keep your account active.7 To keep your account active, simply make a purchase, maintain a balance or redeem rewards. Cash Rewards will expire if there is no activity for 12 billing cycles.

You’ll get the most value when you redeem your Cash Rewards as a statement credit, deposit into an eligible U.S. Bank account or as a cash donation to charity.

When redeeming Cash Rewards for Real-Time Rewards and U.S. Bank Rewards Cards, the Cash Rewards values and redemption minimums may vary over time, and will be disclosed upon redemption.8

Get the most from your card.

Don’t miss out on a $100 statement credit

Did you know you can earn money back on the software that you rely on to keep your business running? Use your card to set up recurring payments for software purchases and monthly software subscription fees – after 11 consecutive monthly payments, you’ll earn $100 back.3

Start of disclosure content

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated, and the cards are available to United States residents only. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Start of disclosure content
  1. Cash back is earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Please refer to your Cardmember Agreement for additional information. IMPORTANT CHANGE: Effective April 14, 2025, you will earn three percent (3%) cash back for every $1 in eligible net purchases at restaurants/restaurant delivery, office supply stores, cell phone service providers, and gas and electric vehicle charging stations excluding wholesale clubs and discount stores/supercenters such as Target and Walmart. All other Net Purchases may earn one percent (1%) cash back. Purchases of gasoline or electric vehicle charging greater than $200 will not be deemed to be a purchase of automotive fuel and as such will earn a reward of 1%. Account must be open and in good standing (not past due or overlimit) to earn and redeem rewards and benefits. Subject to applicable law, you may not redeem cash back, and you will immediately lose all of your cash back if your Account is closed to future transactions (including, but not limited to, Program misuse, failure to pay, bankruptcy, or death). A purchase will not earn additional cash back if the merchant's selected code is in a category that is not eligible for additional cash back earning. We do not determine the category codes that merchants choose and reserve the right to determine which purchases qualify for additional Cash Back. IMPORTANT CHANGE: Effective April 14, 2025, any new Cash Rewards will expire if there is no reward, purchase, or balance activity on your account for 12 consecutive statement cycles. Cash Rewards earned prior to April 14, 2025 will not be affected.

  2. Cardmembers will earn an additional 4% cash back (for total of 5%) for every $1 in eligible net purchases spent on prepaid car and hotel reservations in the travel rewards center using your U.S. Bank Triple Cash Card. Prepaid car and hotel reservations in the travel rewards center are not classified as travel merchant category transactions and are not eligible to receive additional cash back for that category. Please allow 1-2 statement billing cycles for your cash back reward to appear on your credit card statement.

  3. An automatic statement credit of $100 per 12-month period will be applied to your Account within two (2) statement billing cycles following 11 consecutive months of eligible software service purchases made directly with a software service provider. Eligible software service providers are identified by their Merchant Category Code (MCC) and purchases made at discount/retail stores or online retailers may not qualify. A purchase will not earn additional cash back if the merchant's selected code is in a category that is not eligible for additional cash back earning. We do not determine the category codes that merchants choose and reserve the right to determine which purchases qualify for additional Cash Back. We reserve the right to adjust or reverse any portion or all of any software services credit for unauthorized purchases or transaction credits. Account must be in good standing (not past due or overlimit) to receive the credit.

  4. The prepaid U.S. Bank Rewards Card cannot be reloaded with additional funds, nor can it be used at an ATM. For complete terms, conditions, and fees, see the "U.S. Bank Rewards Card Cardholder Agreement" available at www.myusbankcorporaterewards.com or in your card package. Reward cards are issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc or Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated.

  5. Mastercard® benefits are for Mastercard cardholders. Visa® benefits are for Visa cardholders. If you have any questions about your benefits, please see the link to the PDF document at the top of this section for full details.

  6. Please see the link to the Guide to Benefits PDF document at the top of this section for full details. Benefit descriptions are intended to provide general information about the coverage made available to you by U.S. Bank. Benefits vary by credit card product.

  7. IMPORTANT CHANGE: Effective April 14, 2025, any new Cash Rewards will expire if there is no reward, purchase, or balance activity on your account for 12 consecutive statement cycles. Cash Rewards earned prior to April 14, 2025 will not be affected.

  8. Maximum Cash Rewards value applies to Cash Rewards redeemed for a statement credit or deposit into an eligible U.S. Bank Account. The redemption value may be different if you choose to redeem your Cash Rewards for other rewards such as a U.S. Bank Rewards Card. Other restrictions apply. Establishment or ownership of a U.S. Bank Account or other relationship with U.S. Bank is not required to obtain a card or to be eligible to use Cash Rewards to obtain any rewards offered under the program. Minimum redemption amounts may vary and are subject to change without notice.