U.S. BANK FLEXPERKS® BUSINESS TRAVEL REWARDS CARD

Benefits and Rewards

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  1. U.S. Bank FlexPerks Business Travel Rewards Visa cardmembers may earn additional FlexPoints for purchases at merchants that are classified as: gas and electric vehicle charging stations, office supply stores or airlines (each, a "Category").  You may earn one (1) additional FlexPoint for every $1 in Net Purchases in the one Category in any given monthly billing cycle that has the highest total of Net Purchases charged to your Account (the "Highest Category"). U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which Purchases will qualify.

  2. U.S. Bank FlexPerks Business Travel Rewards Visa cardmembers may earn one (1) additional FlexPoint for every $1 in Net Purchases during the current month’s billing cycle for any merchant that classifies itself as a Charitable and Social Service Organization. In addition, for any cellular services provider merchant, FlexPerks Travel Rewards cardmembers may earn one (1) additional FlexPoint for every $1 in Net Purchases during each monthly billing cycle. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which Purchases will qualify.

  3. U.S. Bank will credit your FlexPerks Business Travel Rewards Account with one (1) FlexPoint for every $1 in Net Purchases. FlexPoints will be awarded as long as your Account is open and not 5 days or more past due at the close of your billing period. We will not award FlexPoints for Advances, Convenience Checks, Balance Transfers, Interest Charges and Fees, credit insurance charges, or transactions to fund certain prepaid card products. We reserve the right to adjust the number of FlexPoints for Purchases or to stop issuing FlexPoints for Purchases on the Account, upon notice to you. Refer to the FlexPerks Cardmember Agreement for full details.

  4. U.S. Bank FlexPerks Business Travel Rewards cardmembers will earn four (4) additional Points for every $1 in eligible Net Purchases spent on prepaid car and hotel reservations in the travel center using your U.S. Bank FlexPerks Business Travel Rewards Card. Prepaid car and hotel reservations in the travel center are not classified as a travel category merchant transactions and are not eligible to receive the additional points for that category. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement. Refer to the Rewards Center for full details.

  5. FlexPoints will expire at the end of the calendar quarter, at 11p.m. Central Time, that is five years from the date on which they were earned. FlexPoints are redeemed or expire on a first-in, first-out basis, so the FlexPoints you earned first are used or expire before FlexPoints you earned later.

  6. Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings, or Checking Account (2,500 FlexPoints minimum redemption). Available Travel Rewards, Gift Certificate Rewards, Merchandise Rewards, Magazines, Statement Credits and any other Program Rewards, and the number of FlexPoints needed to obtain each reward, are available to Cardmembers at the Rewards Center online at www.usbank.com (log into online banking) or by phone at 888-229-8864. U.S. Bank and/or third-party vendors may change or terminate participating merchants; withdraw, limit, modify or cancel any rewards; or increase the number of FlexPoints required for any reward at any time without advance notice, even though such changes may affect the accrual or value of points or rewards. For redemptions, information about the current Program Rewards Schedule, inquiries and updates, visit the Rewards Center online at usbank.com or call 888-229-8864 between 8:00 a.m. and 10:00 p.m. (CT) Monday through Friday, and between 8:00 a.m. and 5:30 p.m. (CT) Saturday through Sunday.

  7. Please see the link to the Guide to Benefits PDF document at the top of this section for full details. Benefit descriptions are intended to provide general information about the coverage made available to you by U.S. Bank. Benefits vary by credit card product.

  8. FlexPerks Business Travel Rewards Visa Cardmembers may receive up to a $25 airline allowance with each redeemed round-trip airline award travel ticket. Effective July 1, 2019, you must redeem a minimum of 10,000 FlexPoints per round-trip airline award ticket in order to be eligible for the $25 airline allowance. Cardmembers who redeem FlexPoints for award travel may be credited up to $25 on a future statement for Qualified Purchases made using their FlexPerks Business Travel Rewards Visa Card with the airline carrier providing award travel flight. “Qualified Purchases” are any purchases made with your FlexPerks Business Travel Rewards Visa Card that post to your account under the airline carrier providing your award travel flight between the dates of your award travel flight. U.S. Bank cannot control which credit card issuers an airline chooses to accept. If you purchase airfare from an airline and use Real-Time Mobile Rewards to pay for the airfare, you will not be eligible to receive the $25 Airline Allowance; the $25 Airline Allowance is only available for travel rewards FlexPoints redemption made through the Rewards Center online or by phone. Cardmembers must call Cardmember Services using the phone number printed on the back of their card to request a statement credit within 90 days of a Qualified Purchase. Once the request is approved by Cardmember Services, the Cardmember will receive a statement credit within 4 to 6 weeks for the amount of the qualified purchase, up to $25. A statement credit will reduce the Account balance, but does not count as a payment and thus does not reduce the minimum payment due. U.S. Bank does not have the ability to control how a merchant chooses to classify their business and therefore reserves the right to determine which purchases qualify for allowance. You may redeem allowance for Qualified Purchases only if the outstanding balance of your account is below its revolve limit and if your account is open and in good standing under the terms of your Cardmember Agreement. Once you or we close your account for any reason, your allowance may be forfeited.