U.S. Bank Business Altitude Power credit cards

U.S. BANK BUSINESS ALTITUDE™ POWER CARD

Benefits and Rewards

Important changes coming to your U.S. Bank Business Altitude(TM) Power card effective April 14, 2025.

Your card will give you even more great benefits, including:

Redeem points for charity and get a 100% match
Redeem points for a monetary charity contribution to a variety of nonprofits, and U.S. Bank will match your contribution at 100%.

Discount on purchased gift cards
Coming in early 2025! Receive discounts of up to 5% on dozens of name brand gift cards. 

Discover all your card rewards and benefits in an enhanced online experience
Explore our enhanced rewards and benefits experience in the U.S. Bank Mobile App and at usbank.com. It’s your one-stop destination to view and redeem rewards, discover discounts from hundreds of merchants, and find out more about how your card benefits can make your experience even more rewarding. 

A new and improved Travel Center is now available
Our new Travel Center, now with Booking.com, makes it easy to redeem your points to book hotels, air travel, car rentals, and attractions. Also, you can purchase travel with your credit card in the Travel Center and earn points, making it a great option for booking all your travel.

The following rewards program updates will take effect April 14, 2025.

Reward redemption and expiration changes
Points will not expire if your account is active.1 To keep your account active, simply make a purchase, maintain a balance or redeem rewards. Points will expire if there is no activity for 12 billing cycles.

Reward redemption changes
You’ll get the most value when you redeem points as a deposit to an eligible U.S. Bank account or as a cash donation to charity, at $0.01 per point—where 10,000 points are equal to $100.

When redeeming points for a statement credit, travel, gift cards, merchandise, Real-Time Rewards and U.S. Bank Rewards Card, the point values and redemption minimums may vary over time, and will be disclosed upon redemption.1

 

Get the most from your card.

Earn up to 6X points on all eligible business purchases.

  • 2X points on all other eligible spend.1
  • 2.5X points on mobile wallet purchases.1
  • 6X points on prepaid hotels and car rentals booked directly in the Rewards Center.1

Important:

  • Transfer points between the Altitude family of products (excluding Altitude Reserve). Certain conditions and limitations apply. Please see the Program Rules in the Rewards Center for details.
  • The account must be open and in good standing (not past due or overlimit) to earn and redeem rewards.

Log In To My Rewards

Rewards pooling is when all rewards earned by any card within the company card program accumulate to the Central Bill account, which can only be accessed by the Authorized Officer or Authorized Representative. Central Billing is required for rewards pooling.

Important Facts:

Most rewards accounts are automatically set up for rewards pooling. To verify if your account is set up for Central Bill with rewards pooling, contact Cardmember Service using the number on the back of your card. It will take up to two monthly statements to get set up on Central Billing and rewards pooling.

Learn About Central Billing

Redeem Rewards right away or save them for later. Rewards do not expire as long as the account remains active.1 merchandise, statement credit, deposit to a qualifying U.S. Bank account, gift cards and travel or redeem instantly with Real-Time Rewards. Point values and redemption minimums may vary over time, and will be disclosed upon redemption.

Important: The account must be open and in good (not past due or overlimit) standing to earn and redeem rewards.

To redeem your points, visit the Rewards Center via:

  1. Online banking at usbank.com
  2. U.S. Bank Mobile App
  3. 24-hour Rewards Center at 888-229-8864

View the complete guide to benefits here (PDF).

Priority Pass™ Digital Airport Lounge Access

Your World Elite Mastercard for Business® comes with airport lounge access and more with Priority Pass. Access membership to 1,600+ airport lounges and experiences worldwide simply by showing your Priority Pass digital membership card on your mobile device.

Certain terms, conditions and exclusions apply. Cardholders must enroll at prioritypass.com/usbankbusinessmc to receive a 12-month Priority Pass membership to access, with their accompanying guests, airport VIP lounges worldwide that participate in the Priority Pass program. Lounge visit fees apply. Number of lounges and experiences is subject to change. Offers vary by location. View terms and conditions of use at prioritypass.com/en/conditions-of-use.3

MasterRental® Car Rental Collision Damage Waiver Insurance

Receive Auto Rental coverage by charging your entire rental transaction amount to your eligible card and declining the extra collision insurance (or loss damage waiver) from the rental company. If your rental car is damaged or stolen while you’re traveling, you can be covered! It’s your ticket to significant savings and increased peace of mind.

Visit mycardbenefits.com or call 1-800-Mastercard to open a claim. You must report the claim within sixty (60) days of the loss or the claim may not be honored.

Benefits are subject to terms, conditions and limitations, including limitations on the amount of coverage. Coverage is provided by New Hampshire Insurance Company, an AIG company. Please refer to your Guide to Benefits, visit mycardbenefits.com or call 1-800-MASTERCARD (1-800-627-8372) for details.3

Mastercard Lifestyle & Travel Services

Experience a suite of premium travel benefits that provide access to Luxury Hotels & Resorts Portfolio, upgrades and discounts on select airlines, elite status at participating car rental companies and added-value through our Cruise and Tours and Vacations programs.

View Benefits or call 1-800-627-8372.

Certain terms, conditions and exclusions apply. Please refer to your Guide to Benefits for details or call 1-800-MASTERCARD (800-627-8372). Mastercard Travel & Lifestyle Services are provided by Ten Lifestyle Management Ltd. No travel bookings are being made by Mastercard, nor is Mastercard acting as a travel agency or providing any travel consultation or advice, in connection with Mastercard Travel & Lifestyle Services.3

Mastercard Easy Savings® Program

Enjoy this complimentary program where you can save on business purchases. Use your Business Mastercard on qualifying purchases at participating merchants. Your savings appear as automatic credits on your future account statements.3

Learn More

Mastercard ID Theft Protection™

Provides you with access to a number of identity theft resolution services, should you believe you are a victim of identity theft. This product offering will alert you about possible identity theft by monitoring the surface, dark and deep web, searching for compromised credentials and potentially damaging use of your registered personal information in order to detect fraud at its inception. Services provided are on a 24-hour basis, 365 days a year.

Register

Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. Please refer to your Guide to Benefits for details or call 1-800-MASTERCARD. (1-800-627-8372).3

View the complete guide to benefits here (PDF).

Certain terms, conditions and exclusions apply. Please refer to the Guide to Benefits for further details and full terms and conditions.

In order for coverage to apply for Auto Rental Collision Damage Waiver, Travel Accident Insurance, Lost Luggage Reimbursement, Purchase Security and Extended Protection, you must use your Visa Signature Business Card to secure transactions.

Priority Pass™ Select

Whether you are traveling for business or leisure, make your time at the airport an absolute pleasure this year. As a Business Altitude Power Visa Signature cardholder, you have a complimentary 12-month Priority Pass™ Select Membership with access to over 1,600 airport VIP lounges worldwide. Regardless of the travel class or airline you're flying, you can escape the crowds and await your flight in quiet comfort.

Explore for all your Priority Pass benefits and learn how you can activate your complimentary membership.3

Please refer to the Guide to Benefits for further details and full terms and conditions.

Visa Signature® Luxury Hotel Collection

The Visa Signature Luxury Hotel Collection offers an unparalleled experience with a premium collection of benefits like VIP status, complimentary breakfast for two, an upgrade when available.3

Learn More or call 1-800-953-7392.

Concierge Services

Your Visa Signature card comes with complimentary, 24/7 access to the Visa Signature® Concierge service. Simply call 1-800-953-7392 anytime for assistance booking travel, event tickets and more – even dinner reservations for golf tee times.3

Learn More or call 1-800-953-7392 to talk with Concierge Services now.

Cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders' behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at visasignatureconcierge.com.

Auto Rental Collision Damage Waiver

When you use your card to rent a vehicle, you'll get built-in Auto Rental Coverage. You're covered for physical damage, theft, reasonable and customary towing and loss-of-use charges. Decline the Collision Damage Waiver covered offered by the rental agency and make sure your name is listed as the primary renter on the auto rental contract. Any additional drivers must also be listed on the rental agreement.3

Lost Luggage Reimbursement

Enjoy greater peace of mind when you travel. If your checked or carry-on luggage and its contents are lost due to theft or misdirection by the common carrier, you can get reimbursed.3

Purchase Security

Protect your credit card purchases in case of theft or damage due to a covered reason for the first 90 days from the date of purchase. Purchase Security will replace, repair, or reimburse your eligible items of personal property purchased entirely with your eligible credit card.3

Extended Protection

Double the time period of the original manufacturer's written U.S. warranty up to one (1) additional year on warranties of three (3) years or less – up to a maximum of ten thousand dollars ($10,000) per claim. The eligible item must have been purchased with your eligible credit card.4

Travel and Emergency Assistance Services

When you're traveling or working anywhere in the world, your Visa Signature Business card gets you access to a multilingual call center – 24 hours a day, 365 days a year – for the assistance you need. You, your immediate family members and business associates who are traveling with you can call toll-free in the United States, or collect when traveling abroad. Services include: medical and legal referrals, emergency transportation and more.3

For Auto Rental Collision Damage Waiver, Lost Luggage Reimbursement, Purchase Security, Extended Protection and Travel and Emergency Assistance Services, call 1-800-992-6029 to learn more or to make a claim.

Travel Accident Insurance

Use your eligible credit card to purchase travel fares on common carriers (train, plane, bus, or ship) and receive automatic Accidental Death and Dismemberment Insurance for you and your family.3

Contact Us or call the number on the back of your card to learn more.

Roadside Dispatch®

Get emergency roadside assistance with services like towing, fuel delivery, and more by calling 1-800-VISA-TOW (1-800-847-2869). Tell the operator where you are, what the problem is, and the operator will arrange a dispatch to a reliable tow operator or locksmith to provide help. The operator will let you know the name of the local tow operator or locksmith being sent to assist you. Cardmembers are responsible for any service fees.3

Refer to mycardgtb.com/rsd for details.

Visa Offers + Perks

Enjoy discounts at the places you love to shop, indulge your passion and gain access to a wide variety of offers and deals, including food and wine, shopping, sports, entertainment and more.3

View Offers

Visa SavingsEdge®

Enjoy this complimentary program where you can save up to 15% on business purchases. Enroll your Visa Business card to save money on qualifying purchases at participating merchants. Your savings appear as automatic credits on your future account statements.3

Learn More

24/7 U.S.-Based Customer Service

We have dedicated specialists available 24/7 to assist you with any questions about your account.

Contact Us or call the number on the back of your card.

Fraud Protection

We have sophisticated fraud-monitoring tools that look for abnormal spending patterns. If we see something unusual, we move fast to keep your card and your account information safe.

Your account is also protected with zero fraud liability, which means you’ll get reimbursed for 100% of fraud losses due to unauthorized use of your account. Please notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.

Chip Technology

Your credit card is embedded with a microchip that adds an additional layer of security to your traditional magnetic stripe card. It turns cardmember information into a unique code that is virtually impossible to duplicate or copy when used at a chip-enabled terminal. If the merchant has a chip terminal, they will ask you to simply insert your card into the terminal and sign your name to verify your purchase. At merchants who are not equipped with chip terminals, swipe your card and sign your name as usual.

Online and Mobile Account Access

View your account balance, pay your credit card, set up account alerts, and more.

Online Banking       Mobile Banking

Financial IQ

The U.S. Bank Financial IQ website offers educational, inspirational and thought leadership topics to promote financial wellness for everyone, whether at work, home or play. To find topics to support you and your business, please visit usbank.com/financialiq and click on the "Manage your Business" section.

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The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated, and the cards are available to United States residents only. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

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  1. Points are earned on eligible Net Purchases. Net Purchases are Purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Upon approval, please refer to the materials received with your new card and the Program Rules in the online Rewards Center by logging in to usbank.com for additional information. Account must be open and in good standing (not past due or overlimit) on the closing date of the billing cycle in order to earn and redeem Points. A purchase will not earn additional Points if the merchant's selected code is in a category that is not eligible for additional Points earning. We do not determine the category codes that merchants choose and reserve the right to determine which purchases qualify for additional Points. Use of the Card is subject to terms and conditions of the U.S. Bank Business Altitude Power Cardmember Agreement, which may be amended from time to time. U.S. Bank Business Altitude Power Card Cardmembers will earn two (2) "Points" for every $1 in eligible Net Purchases. In addition, as further explained below, you will earn additional Points for the following Net Purchases: You will earn four (4) additional Points (6 points total) for every $1 in eligible Net Purchases spent on prepaid car and hotel reservations purchased in the Rewards Travel Center using your rewards credit card instead of Points. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement. Refer to the Rewards Center for full details. You will earn one half (0.5) additional point (2.5 total points) on your first $5,000 in combined eligible Net Purchases made using a mobile wallet. During any calendar quarter in which you spend more than $5,000 combined in purchases using a mobile wallet, you will earn 2 Points for each $1 spent, with no maximum. "Mobile wallet" means Apple Pay®, Samsung Pay, Google Wallet, and Garmin Pay™. Unlike Google Wallet, Google Pay may not qualify as a mobile wallet and earn additional cash back, depending on how the transaction is completed. We cannot control how mobile wallet transactions are designated and reserve the right to determine which Purchases qualify for additional cash back. Please allow 1-2 statement billing cycles for your Points to appear on your credit card statement. Refer to the Rewards Center for full details. IMPORTANT CHANGE: Effective April 14, 2025, any new Points will expire if there is no reward, purchase, or balance activity on your account for 12 consecutive statement cycles. Points earned prior to April 14, 2025 will not be affected.

  2. Mastercard® benefits are for Mastercard cardholders. Visa® benefits are for Visa cardholders. If you have any questions about your benefits, please see the link to the PDF document at the top of this section for full details.

  3. Please see the link to the Guide to Benefits PDF document at the top of this section for full details. Benefit descriptions are intended to provide general information about the coverage made available to you by U.S. Bank. Benefits vary by credit card product.