Business banking

Together, we can get your business ready for what’s next.

Our business banking products, services and digital tools help you achieve your goals with confidence.

BUSINESS CHECKING

Open a new business checking account & earn up to $900.

Choose a qualifying business checking account that meets your unique small business needs.

Banking solutions to help you navigate
critical business milestones

Whether you’re starting a business, eyeing expansion or steadily perfecting operations, U.S. Bank offers a variety of accounts, financing and services to support you through it all.

I'm looking for:

I'm looking for:

Save, manage and earn money your way.
Secure working capital when and where you need it.
Accept customer payments in-person, online or on the go.
Take care of business with a variety of tools and services.

U.S. Bank is committed to:

 

Protecting your assets

Your finances and business are in safe hands with U.S. Bank. As an FDIC-insured bank, we cover deposits with zero fraud liability. Plus, your data is protected by the industry’s strongest encryption.

Strengthening our communities

The U.S. Bank Foundation Opportunity Fund (est. 2023) is a $75 million commitment to supporting organizations that expand opportunities in historically underserved communities.

Making ethical decisions

We’re proud to have been named one of the World’s Most Ethical Companies in 2025 for the eleventh consecutive year.

2000+

Branches nationwide

Fortune Magazine

One of the World’s Most Admired Companies

$7.8 billion

In small-business and small-farm loans

Featured customer

It’s comforting to know that your bank is always trying to find ways to help you grow your business. U.S. Bank has always been there for us.

Juan Andrade, Durango Barber Salon, U.S. Bank client

Make our industry knowledge your
business advantage.

Looking for something specific? Speak with a specialist  >

All industries

With U.S. Bank’s deep roster of industry experts and business solutions tailored to your needs, you can focus more on your passion and leave the grind of banking, payment processing and financing to us.

Agriculture

Stress less about high startup costs, expenses and fickle mother nature with loans, credit options and banking solutions to support you through every season.

Healthcare

Confidently manage your healthcare business with financing, payment solutions and dedicated support from our healthcare industry experts.

Manufacturing

Whether you need cash flow tools, equipment financing or supply chain management, we’ll work with you to find strategic solutions for your biggest obstacles.

Nonprofit

While you support others, our unique nonprofit checking account, credit card and lending options are here to support and expand the impact of your business.

Professional services

Get a better handle on cash flow, easily create invoices and eliminate payroll hassles for accounting, advertising, legal services firms and more.

Trade contractors

From financing equipment loans and startup costs to taking payments at the jobsite or online, U.S. Bank has the solutions to nail down the next phase of your contracting business.

Your one stop for managing business finances

Track your business deposits and spending anytime, anywhere with U.S. Bank’s mobile banking app. It’s simple, secure and earns top-tier ratings.

Manage your operation and navigate
the future with helpful knowledge and
expert guidance.

Common small business banking questions

How to apply for an SBA loan: requirements explained

How to choose the right business checking account

How to prepare for unexpected expenses in business

Cobrowse: One-on-one, expert guidance, without a trip to the bank

Virtually connect with a banker and securely share your screen in the U.S. Bank website or banking app to talk through your business finances, goals and questions in real time.

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Disclosures

Eligibility requirements and restrictions apply. Please see the Digital Services Agreement for more information.

FDIC insured to the maximum allowed by law.

Fortune, ©2024 Fortune Media IP Limited. All rights reserved. Used under license. Fortune® is a registered trademark and Fortune World’s Most Admired Companies is a trademark of Fortune Media IP Limited and are used under license. Fortune and Fortune Media IP Limited are not affiliated with, and do not endorse the products or services of, U.S. Bancorp, N.A.

U.S. Bank is not affiliated with ADP, MyCorporation, QuickBooks® or Transunion and does not share data or any other information. U.S. Bank is not responsible for any activities you engage in on the ADP, MyCorporation, Quickbooks or Transunion sites or services.

U.S. Bank provides zero fraud liability for unauthorized transactions. Zero fraud liability does not apply to certain commercial card transactions made with a business debit card. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply. See the Electronic Fund Transfers section in the Your Deposit Account Agreement for details.

Digital financial services benchmarking firm Keynova Group ranked U.S. Bank #1 for mobile banking apps in its Q3 2024 Mobile Banker Scorecard.

App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc.

U.S. Bank Payment Solutions are powered by Elavon, a wholly owned subsidiary of U.S. Bank NA, and may have different privacy and security policies than U.S. Bank. For additional details, refer to the information found on the U.S. Bank Payment Solutions Privacy & Terms of Service page.

Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply.

Deposit products are offered by U.S. Bank National Association. Member FDIC.