DEBIT CARD FOR KIDS AND TEENS

Greenlight is the award-winning money app and debit card that empowers parents to raise financially smart kids. Kids and teens learn to earn, save, and spend wisely – while parents send instant money transfers, set flexible controls, and get real-time notifications. Greenlight has partnered with U.S. Bank to bring eligible checking clients a complimentary Greenlight account.

The Greenlight debit card benefit from U.S. Bank is available for kids and teens up to 17 years of age and their families. It’s complimentary for all of our clients who hold an eligible U.S. Bank checking account.¹

If you enroll independently with Greenlight using an external checking account, yes. But with an eligible U.S. Bank checking account,¹ your Greenlight account is complimentary.

Yes! You can enroll in Greenlight and get debit cards for up to 5 kids.

First, you’ll need an eligible U.S. Bank checking account.¹ If you don’t have one yet, apply today for a U.S. Bank Smartly® Checking account. Once you’re approved, you can enroll in Greenlight from the U.S. Bank Mobile App or online banking. Need a visual? See how easy it is to enroll in Greenlight.

Yes. You’ll just need to update the funding source for your Greenlight account to a qualifying U.S. Bank checking account¹ in the U.S. Bank Mobile App or online banking. To do so:

In online banking:

1. Choose your U.S. Bank checking account from the account dashboard.
2. Scroll down to the Activity section and choose the Account services tab.
3. Select the Greenlight tile and follow the Connect to a Greenlight account link at the bottom of the page.

In the U.S. Bank Mobile App:

1. Choose your checking account from the account dashboard.
2. Select the Manage tab and scroll down to Account services.
3. Choose Greenlight and follow the Connect to a Greenlight account link at the bottom of the screen.

The funds underlying your Greenlight Card Account are FDIC-insured up to $250,000 and your Greenlight Card comes with Mastercard’s Zero Liability Protection. Parents can block unsafe spending categories and Greenlight sends real-time transaction notifications, lets parents turn cards off at any time, and gives parents flexible ATM and spending controls.

It’s easy in the U.S. Bank Mobile App. Just look for your child’s Greenlight account on your account dashboard and select it. On the account information screen, choose Send money. Then, select or enter the amount you wish to transfer to their card, choose the U.S. Bank account you want to draw the money from, and hit Send. That’s all there is to it. You’ll receive confirmation that the money has been transferred and you’ll see your child’s updated balance reflected on your account dashboard. (Note that while the funds will be available to your child right away, the balance in your checking account may not update for as long as 24 hours after the transfer.)

Because the Greenlight card is a debit card, not a credit card, your kids can’t spend more money than they have. If they try, the transaction will simply be declined.

The Greenlight app gives you lots of options, including:

• Flexible controls over how much your kids can spend and where (including ATM withdrawal limits)
• Full visibility to your kids’ transaction history
• Real-time alerts whenever your kids make a purchase with Greenlight
• The ability to turn off (or “freeze”) a card when needed
• Parents can block unsafe spending categories.

Greenlight also automatically blocks unsafe spending categories.

The Greenlight Mastercard is issued by Community Federal Savings Bank, Member FDIC, pursuant to license by Mastercard International. The funds underlying your Greenlight Card Account are FDIC-insured up to $250,000, plus you have the assurance of Mastercard’s Zero Liability Protection in case of unauthorized purchases.

Of course. If the need arises for any reason, you can instantly freeze any Greenlight debit card using the Greenlight app.

Yes! Your child (or you) can add their Greenlight card to Apple Pay or Google Pay for tap-to-pay and online purchases.

No, Greenlight doesn’t support money movement with Zelle®. Instead, you can instantly fund your child’s Greenlight debit card via a transfer from your linked U.S. Bank checking account in the U.S. Bank Mobile App.