U.S. Bank Access Commitment®

Access means going from dreaming to achieving.

U.S. Bank Access Commitment® is a group of initiatives dedicated to supporting underserved communities, including communities of color, on their own path to building generational wealth. Our goal is to ensure that everyone has access to the tools, resources and networks that allow businesses and communities to thrive.

A young Hispanic woman with a U.S. Bank badge sits at a desk, smiling for the camera.

Create your legacy.

Each of the Access Commitment initiatives is focused on helping you build wealth and create a legacy — via owning a home, growing and sustaining your small business and investing and managing your wealth.

A Hispanic family unpacks a box and looks at a photo together.

U.S. BANK ACCESS HOME

Start your homeownership journey.

Owning a home can be one of the key ways to build wealth and pass it down. Through U.S. Bank Access Home, you can find information and guidance each step of the way.

Get started

A young Hispanic business owner smiles at her desk.

U.S. BANK ACCESS BUSINESS

Expand your business.

Whether you’re just starting out or already established, connect with experts, funding and other resources to help grow your business.

Explore resources

Three generations of a Hispanic family pose for a picture at a young woman’s Quinceanera party.

U.S. Bank ACCESS WEALTH

Build your wealth.

Create a personalized plan to address your short- and long-term financial goals.

Learn more

Resources for microbusinesses and community developers

The U.S. Bank Access Fund was established to provide capital and technical assistance to microbusinesses owned by women of color.

U.S. Bank Access to Capital awards grants to Community Development Financial Institutions to help increase affordable housing and grow the number of developers led by people of color.

Get the details (PDF)

Access tools and resources to help you get started and stay focused.

Manage your finances from anywhere.

Access personal insights and set savings goals with the award-winning U.S. Bank Mobile App.¹

Get the app

Boost your financial IQ.

Brush up on your financial know-how with articles and short, educational courses on topics like managing debt or creating a budget.

Browse articles Take a course

Get expert advice.

Get free, personalized coaching to help you discover and work toward the goals that are most important to you – money-related or not.

Learn about goals coaching Connect with a banker

Building Hispanic wealth: Our progress so far

The recently released U.S. Bank Hispanic Wealth Insights report sheds light on the Hispanic community’s financial behaviors and attitudes about achieving financial success. This report highlights the measures U.S. Bank is taking to help narrow the wealth gap.

We’ve made progress, but we still have a lot more work to do, and a lot more families, businesses and communities to empower.

Read more about our progress Read the full Hispanic Wealth Insights report (PDF)

Our commitment in action

A woman and man in professional clothes are walking and talking to each other.

U.S. Bank provides update on Access Commitment initiatives

Read about progress

U.S. Bank Business Access Advisor (BAA) Chio Scott smiles at client.

U.S. Bank Business Access Advisor program expands into Hispanic market

Hear more

Branch manager Andres Malfavon and his team smile for a selfie in San Ysidro, California.

Spanish Smart Assistant is increasing access and empowering clients

Learn how

Disclosures

Investment and insurance products and services including annuities are:
Not a deposit • Not FDIC insured • May lose value • Not bank guaranteed • Not insured by any federal government agency.

U.S. Bank and its representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

U.S. Bank does not offer insurance products but may refer you to an affiliated or third party insurance provider.

Digital financial services benchmarking firm Keynova Group ranked U.S. Bank #1 for mobile banking apps in its Q3 2023 Mobile Banker Scorecard.

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Visit usbank.com to learn more about U.S. Bank products and services. Mortgage, home equity and credit products offered by U.S. Bank National Association and subject to credit approval. Deposit products offered by U.S. Bank National Association. Member FDIC.

Equal Housing Lender