Built to scale with your unique needs in mind

Save time and gain better control and visibility into spend with the U.S. Bank Commercial Rewards Card. Developed specifically for businesses with $10 to $150 million in annual revenue, it features a card, expense, and travel management platform powered by TravelBank.

API integrations

Close your books fast thanks to API integrations with QuickBooks Online, Xero, NetSuite and more.

Earn points or rebates

Earn points and redeem them for gift cards. Or, earn rebates faster with lower spend thresholds than traditional commercial cards.

No annual fee

Save money with no annual fee.

Integrated policies

Card controls and built-in policies for expense and travel can be customized to fit your business needs.

Liability where it belongs

With liability at the corporate level, you don’t have to worry about personal liability.

All-in-one simplicity

The Commercial Rewards Card also:

  • Replaces time-consuming, manual processes with a single, intuitive platform
  • Eliminates the need to track and reconcile across multiple systems with one login
  • Helps companies better manage cashflow
  • Provides core insights into spend on-demand
  • Includes integrated travel booking and tracked receipts
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Fintech innovation meets bank stability.

Get the innovative tools and nimbleness expected from a fintech paired with the trust and stability of a bank. Our industry-leading digital platform incorporates state-of-the-art tools and strategies to protect your organization's financial data.

Experience ingenuity in action.

The Commercial Rewards Card platform is the perfect blend of form and function. Powered by TravelBank, our user-centric platform was designed with simplicity in mind, making it quick to grasp and easy to navigate.

Take a tour and see why the Commercial Rewards Card is so much more than a corporate credit card.

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Cover art for the report, Automation and the future of mid-market corporate travel

Discover the power of T&E automation.

Explore how automation is reshaping corporate travel and expense (T&E) management and its impact on payment strategies in “Automation and the Future of Mid-Market Corporate Travel,” a white paper published by Harvard Business Review Analytic Services in association with U.S. Bank.

Transform your T&E management with the Commercial Rewards Card.

Explore the full report

We have answers to your Commercial Rewards Card questions.

The Commercial Rewards Card is unique because it’s backed by an all-in-one, intuitive platform for card, expense and travel management that’s powered by TravelBank. The platform uses APIs to connect with common accounting and HR tools, including two-way sync with QuickBooks Online, so you only need to log into one system to gain better visibility into your business spend.

The Commercial Rewards Card also offers corporate rather than personal liability. Plus, you can earn points or rebates – you choose. Earn points and redeem them for gift cards of your choice or give your points to a charity through Charity On Top. Or earn rebates faster with lower spend thresholds compared to traditional commercial credit cards. That makes the Commercial Rewards Card an exceptional value for companies with $10 to $150 million in annual revenue.

TravelBank is a fintech company that provides an all-in-one, tech-driven expense and travel management solution. U.S. Bank acquired TravelBank in 2021 to bring its commercial card customers the most comprehensive expense, travel and payment management in the industry.

The Commercial Rewards Card, including card, card management, and basic expense and travel, is free. There’s no annual fee or platform fee. Standard TravelBank fees and contract apply for the full travel and expense platform.

No. The Commercial Rewards Card platform is straightforward and easy for non-tech administrators to implement and manage.

Yes. The Commercial Rewards Card platform integrates with common accounting and HR software partners including QuickBooks Online, Xero, NetSuite and more.

Smart devices running iOS 13 and Android 6.0 Marshmallow and higher are compatible with the Commercial Rewards Card platform.

When you work with U.S. Bank, you can expect support that’s dedicated to your success. We provide responsive, all-in, North America-based support to help you with any issue, question or need related to your commercial card program.

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Disclosures

*U.S. Bank reserves the right to alter, change, or terminate the Points Program upon 90 days advance notice provided through the online portal. Please see the program terms and conditions for full details.

The creditor and issuer of U.S. Bank charge cards is U.S. Bank National Association, pursuant to separate licenses from Visa U.S.A., Inc., and Mastercard® International Inc.

Notice: Foreign-denominated transactions are subject to foreign currency exchange risk. Customers are not protected against foreign currency exchange rate fluctuations by FDIC insurance, or any other insurance or guaranty program.