Mobile payments are a form of purchasing that allows U.S. Bank clients to use their card to make purchases with a phone or other compatible device. The mobile purchasing options available include Apple Pay, Samsung Wallet, Google Wallet and Garmin Pay.
Corporate mobile pay
Unlock mobile convenience with your corporate credit card.
Your card on your phone or device – or whatever comes next.
U.S. Bank is at the forefront of mobile payment technology. We pioneered the first mobile payment solution for corporate credit card transactions. Our goal is to maximize convenience, allowing you to use your corporate credit card in any way that best suits you.
- Add your U.S. Bank corporate credit card to your device.
- Use the device to make purchases with your card.
- Touch or wave your device at checkout to make a payment.
Whatever device you use, embrace the convenience mobile payments provide.
Built in security for payment confidence.
Mobile payment technologies employ sophisticated software and hardware to protect every transaction. In addition to 24/7 fraud protection, here are the key security advantages of the most popular technologies.
- Securing your card digitally: encrypt or disguise your physical card number.
- Safeguarding card numbers: store encrypted card numbers securely in your device’s memory, accessible only through biometric authentication or a code.
- Ensuring privacy: prevent retailers from storing your payment information.
Payments made easy with wearables
Wearable technology makes it simple to make purchases from your wrist everywhere contactless payments are accepted. U.S. Bank corporate credit cards are compatible with wearable technologies, like smartwatches and fitness trackers, allowing you to make business purchases with ease while on the go.
Get up and running with mobile payments.
Learn how to use your U.S. Bank corporate credit card with these popular mobile payment options.
Apple Pay®
With the help of this mobile payment solution, make quick, secure purchases with your U.S. Bank corporate credit card using your iPhone®, Apple Watch® or iPad®.
Google Wallet™ digital wallet
Safely store your U.S. Bank corporate card information and make purchases with your smartphone or tablet for Android™, Wear OS by Google™ smartwatch or Fitbit® device.
Samsung Wallet
A multifunctional digital wallet that lets you make purchases with your Galaxy® smartphone or smartwatch while safely storing U.S. Bank corporate credit card details.
Garmin Pay™
A payment method that supports using your Garmin® smartwatch to make purchases with your U.S. Bank corporate credit card.
Mobile payments frequently asked questions
The biggest advantage of mobile payment is convenience. Using your mobile device or wearable to pay for business expenses can save time normally spent pulling out a card from your wallet. Additionally, mobile payments provide a reliable digital backup if you forget your physical plastic card at home.
Typically, merchants that accept mobile payments show one or all of these symbols at checkout or on the card reader device:
- Contactless payments
- Apple Pay
- Google Wallet
- Samsung Wallet
Most new phones can make mobile payments using a payment application (app), like Apple Pay, Samsung Wallet and Google Wallet. The appropriate app for mobile payments is likely already loaded on your phone if the functionality is available.
To add your U.S. Bank corporate credit card to your phone:
- Open the mobile payment app specific to your phone.
- Take a picture of the card, which captures the card information, or enter the card information manually.
- Follow the instruction to complete setup and verify your identity, if required.
Yes. Each of the mobile purchasing options has their own technology for ensuring that your mobile purchases are secure, but one common method they all use is tokenization. When you add a card to a payments app, a unique number, or token, is generated to make a payment. This means merchants never see your card number and personal information, which adds an extra layer of security. Using a mobile app to pay instead of a physical card often results in a faster and more secure transaction.
Additional authentication through the call center may be required, depending on certain account conditions.
A tokenized version of your physical card is saved to the wallet to improve security. The last 4 digits shown on the receipt are from the tokenized card.
There are several factors that affect the card art. The card art on the U.S. Bank Corporate Travel Card for example, is the same for any client using the mobile payments at this time. In addition to the overall look, information that may normally display on a physical card is masked or intentionally left off a digital image of the card for the sake of security.
The same restrictions that prevent certain purchases from being successful with a physical card also apply when making mobile payments. Cardholders who experience a decline at the point of sale should contact Cardmember Services at 800-601-3842 to review the transaction.
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