2025 Payment Strategy Report (DESCRIPTION) Animation, a person uses mobile banking on their phone. (SPEECH) SPEAKER: Payment strategies are evolving. [MUSIC PLAYING] As customer needs change, new technologies are shaping tomorrow's transactions. (DESCRIPTION) A red line extends from the phone and connects to transaction speed, payment security, platform reliability. Text: 7 in10 leading businesses are increasing Al and automation in the payments process and are upskilling staff to work more with these technologies. (SPEECH) Innovation isn't optional, it's the edge. (DESCRIPTION) The red lines led to a computer. Now they lead to buildings. (SPEECH) Are you ready to lead the change? (DESCRIPTION) Text: Innovate payments. Elevate performance. Learn how with U.S. Bank: us bank dot com slash payment strategy u s bank. EQUAL HOUSING LENDER. Copyright 2025 U.S. Bank. All rights reserved